Hi Whoopie
thank you very much for your reply,
so glad you managed to win over these vultures..
...they prey on vulnerable people and i wish now i had never set eyes on these companies..
bit of update,
i have emailed each company including 1s stop with the details of my DMP with Stepchange,
so far bar one they have all replied,
even 1st Stop, s
aying that they will wait to recieve all the info from Stepchange and stop charges and interests in the meantime,
1st STOP, to my surprise,
said they will put account on hold for 31 days which by then they would ahve recieved payment offer and documentation etc...
at the moment its going ok,
the only thing i have a worry with is that i know 1st STOP uses CPA on bank acounts
and i dont trust them for one minute!
i moved my money to another account this month just in case,
i cancelled my debit card but apparently they can get hold of new card detail!!
called my bank to ask to stop CPA but of course they said they couldnt, what a joke..
its not ideal because all my direct debits come out of that account so put in some money when they are due..
did you find the same with 1st stop?
thanks again for replying to my message
take care
Angie