orlauk
-
Posts
29 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by orlauk
-
I don't want them taking me to court
-
I originally had four outstanding loans with lending stream. I contacted them and they agreed to me paying them five pounds per month by standing order. Since then they have sent one of the loans to CRS who are demanding payment. It's only 34 pounds but why should I be paying them when I have already set up a payment with lending stream? CRS tell me I jmust send bank statements to them proving I'm paying lending stream but surely it would be quicker for them to contact lending stream directly?
-
Got a problem with pay day loan company. Sent in an income and expenditure sheet to them offering a payment. I originally gave them my take home salary including my overtime pay when I applied for the loan. I'm off sick and only getting basic salary which is a hundred and fifty pounds less. They are accusing me of fraud and also saying I didn't give them an accurate list of all my creditors. It's hard to remember when you're on the phone they say they re investigating me for fraud. I'm at my wit's end. I owe them a hundred pounds. I don't want to be prosecuted
-
it wasnt a catalogue it was a credit card. have had it about 7 years and it been passed from one debt collection agency to another. just as i set up a repayment plan and start paying creation cancel it and take the debt back
-
i have an outstanding debt with creation finance which has been passed onto pastduecredit solutinons. i completed an income and expenditure form online for them which they dont seem to have received. i have also paid them £30 pounds. i received an e mail from them asking me to ring them to confirm how long i have lived at my address and when did i vacate it. they claim this is for data protection purposes. i have not vacated my current address at all. i sent them 5 e mails confirming that this is my address and i have not vacated this property. today i received an e mail asking me to ring them to confirm this . i am uncomfortable ringing them plus i simply cannot afford to. i have asked in my e mail for them to contact me by e mail or post. just what are these muppets playing at
-
could anyone please tell me whats going off here? i had capital one debt of two thousand pounds.. suffered a family bereavement and could only afford to pay them 15 per month. they set me on a repayment plan which i paid for five years. got into dispute with them cos i wouldnt send them my wage slips or bank account statements. they sent it to fredricksons whom i paid for 18 months on a repayment plan. that was closed down and the account sent back to capital one. then i got notice that the account had been sent to cougar. paid them for three months then they close the account down again and sent it back to capital one. diidnt hear from then for about six months when outa the blue i got a letter from lowell saying they were dealing with the account. made a payment and sent an income and expenditure form to them when i get a letter saying the account had been closed and was being sent back to capital one. whats going on here.
-
i owe the money. they have charged me over 500 hundred pounds in interest and late default fees. i rang clarity today and asked them why they have reimbursed this months payment back into my bank account. apparently creation finance have recalled the account back to their own dept. im wondering if they going to take me court
-
i owe the money im not trying to get out of paying it. im just fed up of them passing it on when they aint gunna get any more out of me than i can afford
-
i will do that. but it still doesnt explain why they have refunded me this months payment
-
yes its on my credit file? whats a cca request
-
the debt itself is at least six years old. have been paying them regularly and sending in i and e information when requested. was with moorcroft for a year till they passed it onto clarity. i just dont understand why they have refunded it back into my account
-
i have been paying clarity debt collectors £30 per month for the last 5 months since sygma gave them authority to handle my three thousand pound credit card bill which i ran into difficulties with. i alaways pay it earlier than i should but this month i paid it 8 days later. i have now discovered that the 30 pounds i paid this month has now been refunded back into my account. does anyone know why this may be? could it be that they have suspended payment because they are taking me to court?
-
hi everyone . been off sick and got into £200 pound debt with wonga. have sent them repeated e mails and income and expenditure budget sheets offering to pay them £10 per month. they replied they want £17. got an email yesterday from them telling me they have transferred the account to moorcroft and i need to contact moorcroft directly. what i need to know is do i wait for moorcroft contacting me or do i do as they say and contact moorcroft themselves
-
sorry for confusion the interest that was added was added by creation finance, the owners of the debt. moorcroft have added no interest. took the card out about 9 years ago
-
it was a credit card debt of around 3000 pound. i was originally paying creation. paid them 30 pounds every month for about three years but they always added 28 pound interest on so actually only paying two pounds. after three years they demanded to see three months worth of wage slips and bank statements which i refused to do. after three or four months later, me still paying thirty pounds per month and them adding 5 hundred pounds worth of charges and interest, they then passed it on to west midlands debt collection services. added isssues with them. they were very aggressive. told me we need ur bank statements wage slips. told them no. told me well if it goes to court they will want to see a years worth of them. told them well take me to court. asked me if i could borrow the money off someone. told them u cant ask me that, not allowed to do that. in end passed to moorcroft who ive been paying for a year now. now its been handed to clarity.
-
i would assume they were collecting on behalf of creation finance as both moorcroft and creation finance have sent me a letter saying the debt has been passed to clarity
-
i have a credit card debt with creation finance. a year ago they passed it to moorcroft who i have paid every month. had a letter recently from creation finance to say the debt has now been passed to clarity? why have they done this when i had paid moorcroft every month? is this normal debt collection procedure? it says the debt has been passed to clarity. does that mean then that creation finance still own the debt? only paid moorcroft a few days ago.
-
i originally owed wonga £169 but defaulted on the debt ten days ago as i have been off sick from work and been unable to pay the debt. they charged me £30 immediately for doing this. i sent them many e mails explaining i am unable to fill in their repayment plan as it expects me to £199 over three months and wont accept anything less. i explained at the moment i can afford only ten pound per month. they eventually replied that they would stop all collection activities for 38 days and freeze all interest while i sort my debts out. today though i have discovered they are charging me a pound interest everyday. what can i do about this?
-
i owe wonga £150 and cannot pay the interest they charge to roll it over. im trying to set up a repayment plan with them. i have cancelled my cpa with them and notified the bank. what i would like to know is that although ive cancelled my cpa with wonga, can they still take money from my bank account?
-
i have recently been off sick and therefore been unable to pay pounds to pocket and quick quid. because they both belong to the same company, i have cancelled cpa with my bank and with them. i have contacted them with regards to setting up a repayment plan. they have agreed to do this but only if i set up a direct debit, use cpa or a third party account. i am not willing to do this as i feel they could take any money out of my account any time they wanted to. i have asked if i can send a cheque or set up a standing order. they either ignore these requests or simply reply with we can only use direct debit , cpa or third party payments. any ideas folks on what to do?
-
have sent wmd collectons an i and e report. they do not believe that i work only twenty hours and im not able to claim anything as i live with my brother. they now want a bank statement which is very personal to me and somethng i am not prepared to give. the guy on the other end of the line told me that if it got took to court then they would want a years bank statements and wage slips plus p45s. i am really worred as i do not have all these to hand. am stll in process of tryng to clam back payment charges
-
i have been paying west midlands debt collection 30 pounds a month after they took over my 3000 pound creation finance debt. i have always paid them promptly the last time being the 27th november. the last time i paid i asked them when they wanted an income and expenditure sheet sending to them and they told me the end of december. i received a letter friday from them asking me to phone them up. when i phoned them they told me my payment plan had expired and i needed to send an i and e immediately. they told me i needed to pay another 30 immediately or they couldnt keep me on this plan. i replied ive paid it just under two week ago and he kept saying we need more we need more cant u borrow it from someone. i insisted no. he then went onto say well cant put u on payment plan then. i told him take me to court and he replied well no we will sell the debt on and u will have debt collectors on ur doorstep
-
no ppi but have been levying twelve pound charges
-
sygma have charged me about 500 pound interest. yes got all statements but dont know how to go about doing it? yes it is on my credit file. i was on a payment plan with sygma for 3 years. i paid 30 and they charged me about 27 pound interest so it never really got paid off. then they wanted 3 mths wage slips and bank statements which i refused as i dont like the idea of sumone going thru what ive spent me money on plus what happens if they get lost in post? i could have my identity stolen. so i refused to send them. they chucked me off the payment plan and charged me all that interest before sending it to west midland debt collections
-
i owe sygma credit card £3k im just wondering are they an in house dept belonging to sygma? i ask this cos their letter headings and phone number are very similiar to them. they very pushy when i ring up to pay, saying things like would u like to up your payment and are u prepared to pay it all off now. im paying 30 pound a mth at the moment and dont intend to pay anymore. when i first contacted them to offer a date when i could pay it they said it needs to be paid by the 2nd and u need to be paying 50 pound. i said sorry cant pay till 4th and can only pay 30 and if u dont like it u will have to take me to court. they replied well as long as u pay by the 4th then and pay that amount we will accept it for three months. my three months are up now. im just gunna keep on paying that amount and see what they hit me with next. but i wont be brow beaten by bullies
