yes i feel like im going round in circles with them ...i cant afford my accountant no more so did my last tax return myself hence having to do 3 ..they had all the info 3 times but the last one never had the date i filled it in when signing...trivial stuff that has incurred me this new bill....fines for late payments .... lisa x

the charging order was with bookers cash and carry and i didnt attend court as i was advised by a company who was sorting an iva for me said the court would not allow it for such a small amount!!! 10k!! but i had to pick a company online who were thieves who took £1500 off me to just let me know after 6 months of trying to get help they couldnt help as all creditors had refused my iva proposal!!! so as you can tell i havent had much luck since losing my business ..its all been downhill from there.. .hence a thought of now trying bancrupcy as i feel its a never ending mess that i can no longer deal with thanks lisa x

2009/2010 as my business was suffering and i went under thanks lisa

also some of my debts have nothing showing from 2010 ...some that are supposed to be being paid by payplan!!!

hi sorry me again and i have checked my file online...and non of the inland rev debts are there? no is the charge on my house?? im a bit confused now thanks lisa x

ok thankyou both for your advice .... lisa x

also dx ...sorry to sound stupid but what is a cra file? thanks lisa x

thankyou very much both of you .. ..very helpfull... regarding business i was a sole trader ...also as for talking to the in/rev i presume this new debt is fines for not returning end of accounts tax return . ..though they have had 3 but last 1 with no date on where i signed . ..silly reasons for not closing this down.. ...and all fines.. .. so they are just as bad as iqor regarding help . ..and on some occasions ive had bad attitudes off some of there staff also. ..dont get me wrong ive had a few that have been helpfull and left the phone call thinking everything is sorted then i receive another demand so another phone call. ...i could of paid the bill in phone calls to be honest . ...just think its never ending with them . ...as i said i already pay iqor for 3 debts that in/rev have passed on £25 a month each so a total of £75 that they have demanded is not enough i need to make higher payments so i dread to make this next phone call for this new bill.. .as i said ive a d/m with payplan but they said my in/rev bills can not be put on my d/m....is that correct? but as its with iqor now would still be correct? thanks lisa

hi i am wondering if anyone can give me some advice . due to a loss of my business 2 years ago i am currently on a d/m with payplan also have a charge on my house through the business! but also had 3 bills with inland rev ,,vat...self ass and another but not too sure which one as they have so many departments its been so confusing!!. .but i have had another debt fall out of my letterbox today ..which i presume is for a debt i kept phoning them disputing i have not had my business for 2 years and have sent end of year tax return for that year but because i didnt put a date somewhere i needed to send another. ..being my 3rd one i really think they are taking the mick!!!!! i have spent hours trying to sort this mess out but seems no1 has actually taken any notice and now have been billed for a business i no longer own!!! iqor are constantly warning on the debts they already have been given via inl rev that they want more monies ...but will not understand i am unemployed and have sold my possesions to try to pay these debts off and my husband helps pay these debts which has lead him to have to go on a d/m also . ...so with iqor wanting more than £75 for the 3 bills i already have i am scared to phone them up regarding this other debt as they are not very pleasant or they wernt last time i called. ..the lady on the other end started having a go at me about have i tried applying for jobs am i actually looking for work?????? and she actually brought me to tears . ... but having worked for myself for 20 years not much to put on a cv really so havent had much luck . ....i just dont know what to do regarding iqor .. .and each month is a struggle to pay all these debts.. .i have thought on bancrupcy but i know you need cash for that. ...so catch 22 but i am at the end of my tether