Thanks everyone, I know they are doing another pay run this month, hope it will be in that, otherwise looks like it will be 1st Jan (was paid monthly on the 1st). We thought it would be dealt with separately and done as quickly as possible, 3 weeks just seems like a long time at the moment with Christmas coming and waiting for benefits to be sorted out.

Thanks for that, that's what we thought. Was hoping it would have gone in on 1st Dec but it didn't, HR not being very helpful at all. Oh well, not the merry christmas we anticipated.

How long after signing a compromise agreement (husband has had a copy of it sent back three weeks ago) before the money is paid into his account?

Am off to the Post Office now! Thanks so much, I'll keep you posted:lol:

I am no longer with Payplan or any dmp. Payplan said it would be better to deal with the debts myself if I didn't want to go down the bankruptcy route (which I don't). I have another credit card (£1900 owing ... am making just over the minimum payment each month .. . this doesn't show as a default on my credit report anymore but they have started adding the interest again the last few months). I also have a loan with Northern Rock (in joint names with an ex partner), it was linked to a previous mortgage. I was very stupid for taking it out as it is over a very long period of time, not paid up until 2026. When we split up I verbally agreed with him to pay it as he paid off all our other debts - this was the only one I could afford the monthly repayment on. I must have paid almost £10,000 by now. Borrowed £11,000 ... still owe just under£10,000!!! I have never defaulted on this, even when I was with Payplan and they were paying a percentage of it only, I made up the rest of the monthly repayment (paid it to my ex and he paid it to Northern Rock). Can only deal with one thing at once though ... it's all so time consuming and I am so scared of having to go bankrupt unless absolutely necessary. My husband is not very happy about having to pay the Northern Rock as you can imagine, but I see this as my debt (even though it is only a verbal agreement).

Wow! That was fast ... thanks very much. I only have statements from 2006. As far as I am aware no interest has been added since Payplan intervened. Marlin contact me every 3 months and I usually up the payment a little (currently paying £180 pm). I have no income whatsoever, am married but not financially linked to my husband, but obviously the money to pay the debt is coming out of his salary. Can I just ring them and ask for the original credit agreement? Or would it be better to put it in writing? Thanks again for the help.

I have just discovered that I have been paying PPI on a Yorkshire Bank credit card that I took out in October 1997. At the time I was working full time and was entitled to sick pay of 6 months at full pay and then 6 months half pay. In 2007 I fell upon hard times and ended up having to seek help from Payplan (owed £7000 on the card). The account was passed on to a solicitors and I made the agreed payments. In November 2009 the account was assigned to Marlin Europe I Limited and I continued making the agreed payments to Payplan until August 2010 when, because my finacial circumstances changed I left Payplan and set up a direct debit with Marlin. I currently only have £1775 left to pay on the debt (20% less if I pay in full - special offer!) My question is who do I pursue for the missold PPI - is it Yorkshire/Clydesdale Bank? I don't have my original credit agreement but do have the account number and statements from 2006 showing the PPI payments which I must have been paying since 1997. The card was cleared in April 2006 (at the time I had a balance of almost £5000, the debt accrued after that. I can't remember how I got the card, I presume it was over the phone but I was totally unaware that I had PPI until two days ago when I found the statements. Hope someone can help me.