Ok, I will try and find some one with a bit more experience than me to come and look at your thread, and hopefully give you some better advice I have PMed Sequenci, who is lot more clued up than me, and will hopefully be able to point you in the right direction PKea

Great Post Mate I notice that they are going to move your thread now, but still no mention of support there!!!

"audit duty", based on a sliding scale of realised assets and Value Added Tax. From what I can find its in relation to a company in liquidation. Can you give a bit of background then it may be easier to get some answers for you PKea

Just a quick thread to hightlight this weekends meet in Manchester For the Details click here: http://www.consumeractiongroup.co.uk/forum/cag-meets/89802-cag-natwest-forum-members-4.html#post1046372 Hope to see everyone on saturday

So why had the OP recievd a notice from the DVLA when his Girlfriend is the RK? And why didnt the PCSO issue a FPN for failure to display? Obviously you cant answer these, just the scenario

Just to clarify, who have you recieved a letter from? Police or DVLA? Can you post the letter on here (renove personal details first ie name, reg, address etc)

Laugh My Ass Off

They could look at it as You were in charge of the vehicle. Has your girlfriend recived notification as well? as the registered keeper will get one too. I personally would challenge this, stating that you were a passenger in the vehicle

Were you in the drivers seat? or did you have the keys?

I dont want to sound blunt, but if you have a car on the highway it needs to be insured. If its parked up and their is an accident involving it, the OP would have no one to claim against, as it would be un insured. I wont comment any further

Once you have filled at court you can add no more charges, just keep a new record of these, to start your next claim or if they want to setlle before trail ask them to pay hem as well. The court costs are automatically added to your claim, You dont include them in your schedule Hope this Helps PKea

If you can start your own thread, and post your POCs we will have a look at the documents you need to send in. You may have already sent them in, but its best to double check PKea

You state you have insurance on this car under your name, send that to Direct Line and that should satisfy their requirement that you cancelled the other policy.

Are you saying that you drove your 2nd car for a year without it being insured?? You cant use the 3rd party clause on another vehicle policy to drive an uninsured vehicle. Think yourslef lucky for you that DL didnt cancel the policy, otherwise if an acident happened they would be more problems. Uninsured drivers are the bain of my life.

Mobile Phone contracts aren't covered under the CCA is what they are saying. You could trry sending a SAR to vodafone to find out exactly what is owing on each account PKea

HI LD Waht did their bill actually list? YOu state you asked them what you needed to pay BEFORE completion. There are ways of interpreting this statement, ie 1) fees due before completion (indicating that there will be fees after) OR 2) you ASKED before completion. I think you need to check what the bill stated, do it say that it was the final bill etc? Hope this Helps PKea

Hi YB The schedule of charges is the list of the charges that you are claiming back. Hope this helps and post any further questions you may have PKea

To clarify Bank of Scotland & Royal Bank of Scotland are 2 different companies. HBOS - Halifax / Bank of Scotland RBoS - Royal Bank of Scotland / NatWest Dont want you chasing the wrong company PKea

You obviuosly havent read a lot of the posts on here. The majority of people want to pay what they can afford, but the DCAs wont accept that.... Which DCA do you work for??

And your proof of blatant abuse is.......

Are you talking about Abbeys IN HOUSE debt managament? If yes, then of course thaey are going to tell you to pay. Also you refer to settleing a case? waht is this about If you could break this down a little it would help others to understand and help you. Also its a lot easier for other people to read your post if you can use punctuation, as it makes it a bit clearer. I know a lot of people do this, you type as you would speak. PKea

Think yourslef lucky you didn't book with Easyjet. After watching the TV programs you'd stiil be sat at the Airport. LOL

Jo POC - Particulars of claim Did you file using MCOL? or did you use the N1 form At the moment it sounds like the court hasnt got a breakdown of all the charges you are claiming, as well as why you are claiming them. If you can post your POC on here, we can advise you better PKea

Morning Ben What is it you hope to achieve by doing this? What outcome do you want? PKea

The more the merrier Lets hope we can all compare notes and give the DCAs a great big kick up the ar$e