Itook out a minicredit loan back in january for 130-00,this spiralled to 950-00 in 8 weeks despite me making offers of payment.Then i recieved a letter off OPOS saying they were the collection agency.I explained my level of debt to them and they agreed to accept 200-00 upon proof of my debt,this i did and payed the 200-00.Now 8 weeks on and i have recieved an email from minicredit stating that i still owe 1142-00 with no mention of the 200-00 payment to close the account...Hence they will get nothing.