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j832

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  1. Hi All, I am in Northern Ireland and I currently have a case against a previous employer for 3rd Party Harassment. I was working in a nightclub and was sexually assaulted (penetrated) by a customer, the last in a long line of harassment issues by customers, against not only myself, but also other staff members. In their ET3, the employer has defended their position by arguing that 'it took all reasonably practicable steps to prevent staff being harassed, and as such cannot be held liable', because of adequate security presence etc.... However, during the course of discovery, I have received security check sheets from the Respondent showing that security checks (conducted every 20 minutes according to their records), were missed for 1hour 20minutes, totalling 4 checks, on the night in question. My Question is would I be worth my time to request a pre-hearing review to get this response, or at least this part of their defence struck out, and say that their claim has little or no prospect of success? They have made the assertion that they had done everything they could, and cant be liable. However even their own evidence suggests that this is a blatant lie, and by the same logic they would then be liable. Is this something a pre hearing review would consider or would I just bring this up when they argue it at the hearing? Below is a copy of the letter I have drafted to the tribunal, but I don't know if I should send it or they would consider it. ================================================================= 'I, beingthe claimant in the above matter, would like at this time to requesta pre-hearing review to consider the veracity of the Respondent'sdefence of this tribunal claim. The main reason for doing so is thatI believe that the Respondent's claim has little or no chance ofsuccess and I believe it should be partly, or wholly struck out. There area number of issues outlined below which I believe should beconsidered. The Respondent has stated in their ET3 form that, 'Without prejudice to the foregoing even if accepted that the assault took place the Respondent does not accept that it has any liability in respect of this and further contends that it took all such reasonably practicable measures to prevent such an assault from occurring as evidenced by both the number of security personnel in place...'. However, during the course of discovery, it has come to the attention that on the nights of the main incidents, namely the 18th and 19th of January 2013 (incidents mentioned in the claimants ET1 form), security checks which the company claim are conducted every 20 minutes, and had always been done so before this weekend, ceased on the toilets in question at 1.40am while the club remained open until 3.00am, on both evenings, even though checks were still carried out on the other areas of the premises up until 3.00am. This point also raises another issue in the ET3 when the Respondent stated that 'It is denied that the toilets within the premises are not secure'. Clearly in their own written reports they have proven that the toilets were not secured on the nights in question by a member of security. The Respondent has also argued in their ET3 form that, 'Without prejudice to the foregoing even if accepted that the assault took place the Respondent does not accept that it has any liability in respect of this and further contends that it took all such reasonably practicable measures to prevent such an assault from occurring as evidenced by..., procedures and risk assessments in place and adhered to...'. However, according to the Respondent themselves, on the 2 incidents involving xxx, incidents involving xxx and xxx, no incident report forms were filled in by security or management, and with regards to my incident on the 19th January 2013 (incident of sexual assault), the Respondent freely acknowledges that the Assault was reported to and investigated by xxx, Club Manager (even though no incident report or notes are said to exist). However, in the Door Supervisor Summary Job Description, Main Duties, point number 7, clearly states that 'all incidents that occur are fully documented using incident reports, on the same night that the incident occurs'. Therefore, the Respondent cannot argue release from Liability for its procedures in place, when the procedures have clearly been shown not to be adhered to at all times. It is forthe reasons outlined above that the Claimant believes there may be aneed for a Pre-Hearing review, so as to get either this part of thedefence, or the defence by the Respondent in its entirety struck out,as the Respondent has little reasonable prospect of success in thedefence of this claim. The Respondent cannot argue that they cannotbe liable because they took all such reasonably practicable measuresto prevent this type of incident when it can be so easily proven thattheir reasonably practicable measures were not always adhered to assuggested within their own policies. By the same logic, as it can beso easily proven that the security presence and procedures wereinadequate or not adhered to, and therefore they did not take allreasonably practicable measures to protect staff, they are whollyliable, and the Claimant feels that this part of the defence cannotbe allowed to stand, in my opinion. ' Thanks
  2. ok so have spoken to bank, ulster bank, who on thursday told me the refund would be sorted. then i spoke to someone from visa retail disputes saying that i had to wait until the funds settled in other persons account. I phoned today when the funds left the account and showed on satement, only to be told by fraud team that because i knew them they could do nothing, and visa retail told me they dont get involved in payday loan disputes. any help PLEASE?????
  3. Hi All, I had a loan out with cash genie back in december 11, i lost my job long after it and was unable to repay it. Recently, i started a new job, and phoned my bank to get my overdraft increased. they increased it by 250, just for help with travel costs to/from work for the first while. i went to withdraw it and cash genie had wiped my account through carter forbes. I phoned up, they refused to give it back. I was just wondering, can i class this as fraud as: 1. I never gave them my details. 2. THEY broke the agreement; as It states in my cintract that if unpaid they will try for the money from my card 1. every friday, 2. last working day of the month, 3. on a day which they discover to be my real payday if my payday given was inaccurrate. I know that what they did was wrong, and i probably should have paid it back sooner, but with no work it was hard, and I said to them on the phone i would pay it all off on my first paydate if they could refund the amount until then and they said no, so i re-read my contract which clearly shows that THEY HAVE BROKEN THE AGREEMENT as they took the money on thursday 11th october, which was not my paydate, a friday or the last working day of the month. The other problem is that it was cater forbes that took the payment, but cashgenie cannot hide behind this and say that the terms had been changed, as they informed me that i would be given written/electronic information that if they passed my details to another company my terms and conditions would change in the transfer, and this never happened. Any advice would be greatly appreciated Below is a copy of a letter i have sent to cashgenie. Thanks Again Hi, I had a loan with cash genie last December 2011, and was unable to repay it. Wednesday, 10th October 2012, i applied through an affiliate of yours, paydayiseveryday for a payday loan as I had recently sought new employment and would be paid at the end of this month, at which time I would be able to pay back my oldloan and this new one. This loan was declined on 10th October 2012 On thursday 11th October 2012, your collection agency carter forbes went and collected the funds from my account from an overdraft i had completed with the bank. according to my terms and conditions: 7.1 You agree that if you apply for a loan and you already have an outstanding balance with Ariste Holding Ltd or any of its trading names such as Cash Genie, Payday is Everyday or Txt Me Cash, we may collect the outstanding balance from the account you provide in relation to your application before processing that application. However, this was done after my loan had been declined in contravention to my terms and conditions laid out by you. Furthermore, I never at anytime under my terms and conditions gave permission for you to pass my card details to carter forbes; I agreed for cashgenie to collect the money, not your partner.carter forbes. Moreover, You state that money I owe will be taken: 11. In the event that clause 10 applies, you authorise us to use your Debit Card Details on: each Friday; every last Working Day of each month; each Payment Anniversary or, if we discover the date you told us was your pay day when you applied for this loan is inaccurate, the date which has been confirmed as the day on which you are paid each month in order to recover first the First Repayment or Additional Charge followed by either the remaining balance outstanding at that time or, if we are unable to recover the remaining balance outstanding, the amount of credit. We will only try to recover each of the First Repayment or Additional Charge and the remaining balance outstanding or amount of credit on each of the days listed in the bullet points in this clause 11. However this money was taken on thursday 11th october 2012, which none of the dates apply to. therefore, you have fraudulently taken the payment from my card at an unauthorised interval and as such I demand an immediate refund. I have made a copy of this text and wil keep it in case Ineed to get the police involved and alos my bank. I will give you the period stated, 24 hours most for a response, then I will be contacting the police and my bank to explain the fraudulent details to them. I can be contacted on Regards 29/07/1989 Would Chargeback work???
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