Thanks. I have just reported such details as I can via the Action Fraud website, although based on the facts the web program does not consider me to have been the victim of any fraud. I have a reference number which I could quote to the DCA, but no promise that the matter will be investigated by the police. I am not sure whether to bring up the previous correspondence when replying to these latest letters, as I did not keep any letters (it was, after all, 8 years ago and I thought they had given up pestering me). Most of the correspondence at the time was by telephone unfortunately, although I did get a solicitor to write to them on my behalf. Can't get hold of him for copies of any correspondence kept. Part of me thinks that these muppets will only sit up and listen if I take a more hardline approach, i.e. the threat of complaints etc.

Hello again. I have had another letter from them. It's the same matter they pestered me about 8 years ago, a fraudster seems to have applied for a credit card in my name and they are chasing me for the debt. I have had a look at OFT guidance and it suggests that I should reply immediately to dispute the debt, and request that they provide proof in writing of it. It is extremely annoying to even have to dignify their letters with a response but this is what I'm planning to do. I will point out that in the absence of proof I will consider any further letters from them to amount to harassment and will have no option but report them to the OFT. Any other suggestions/recommendations? Cheers

Thank you both, and agreed.

Hi there I'm completely new to this website but am seeking some advice. In the early 2000's I received a series of threatening letters from a debt collection agency called 1st Credit alleging that I owed about £2.5k in relation to an Amex card. I have never had a credit card with Amex and made this clear to 1st Credit. The letters kept coming, threatening bankruptcy proceedings etc and it was becoming very stressful. I remember I had to report the "identity theft" to the police in order to get a crime reference number. When I attempted to do so the police informed me (quite rightly, I suppose) that I was not the victim of any crime, it was the credit card company which had been defrauded, so they were unable to give me a crime reference number. Eventually 1st Credit only agreed to "suspend" the matter after I reluctantly gave them my date of birth and it became clear to them that they were dealing with the wrong person. Since then I've subsrcibed to a credit expert account with Experian in case something like that ever happened again. This took place several years ago and I've moved house a couple of times in the meantime but unfortunately 1st Credit have reared their ugly heads again and written to me regarding a "personal matter" requesting that I call them quoting a reference number, at which point they will provide further information. Of course I have no intention of contacting them but would be grateful for any advice on what to do (if anything). Thanks