Hi....I would apperciate any advice anyone can give on the following....
My partner was driving from our house past a neighbours property during recent inclement weather. Their farm style wooden gate flew out into the entirety of the road and my partner crashed into it demolishing the wooden gate and causing substantial damage to the car. Initial approaches to the home owner (not a farm) have not led to any admitance of liability. At the scene there was a statement by the gate owner that "I'm always telling them to secure the gate", presumably referring to other family members.
It is sunday and I am amazed that the (vehicle) insures are not contactable yet.
I should add that amazingly it is correct and true that the gate is able (was able!) to open outwards obstructing the entire single track road. Additionally it is probably not relavant, but the road is a Byway (B.O.A.T) Byway open to all traffic.
We are just a little unsure about the best way forward as we do not really want to claim on our motoring insurance as we are not at fault. Any advice much appreciated. So far we have only spoken to the neighbour, rung the motor insurer (unavailable) and have obtained a police ref number for what its worth.