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zanyhell

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  1. Hi yes i have a letter from the court and from the solicitor
  2. Hi yes they have advised the court they are discontinuing the claim
  3. Thankyou all for your help , They have backed down 1 week before the hearing ,obviously they don't believe in there own argument that bmw v hart applies in this case
  4. I just said that i rejected the claim as i belivered the debt was now statute barred
  5. Thankyou all for your help Im am trying to find the original agreement so as to provide more details. I did send a cpr request to the solicitors and received reply along the lines that that they did not have to provide me with information I also sent a cca request to the dca in september and to date have not received a reply
  6. Hi yes my defence was that i believed it was statue barred , The loan was a car loan The particulars of claim are The claiments claim is for the sum of £6873.74 being monies due from the defendant to the claiment under an agrrement regulated by the consumer credit act 1974 between the defandant and lloyds under account reference xxxxxx and assigned to the claiment on the 19/10 2011 notice of which has been given to the defendant the defendant failed to maintain contractual repayment under the terms of the aggrement and a default has been served which has not been complied with the claim includes statutory interest pursuarant to s69 of the county court act1984 at a rate of 8% per annum (a daily rate of £1.67) from the date off assignment of the agreement amounting to £71.68 to date but limited to a maxium of 1 year
  7. Hi ,yes i received court papers in september and i am due in court next week
  8. Hi, Could someone point me in the right direction as to my problem I took out a car loan in april 2004 from lloyds bank due to unemployment ceased making payments in june 2006 the loan was for 4 1/2 years. I have had dca chasing ever since, in september 2014 i wrote to them stating that the loan was statue barred have now received a summons , In a letter to me the solicitors state that the default date is when the original debtor was entilted to demand payment ie at the end of the loan october 2008 , I received the summons september 2014 also stating that there is case history ie bmw finacial v hart regarding this date, but i thought i read somewhere that this had been overturned Could anybody tell me what the present situation is regarding this
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