morning. no he didnt have any funds to cover the mortgage, yes it is interest only. 1. the debt secured is for a wet room he had fitted back in 2004 £8,000 owing

good evening. I do hope i am doing this correctly its my first visit !!!. I havent had to chance to consult the CAB etc as yet, but suffering from so much aniexty about this issue. My father died from a teminal illness back in february, We were all under the impression that he would have his fiances in order, but he didnt leave anything, probably knowning that his illness was terminal he didnt bother paying the mortage, debts etc. Neither did he advise us that he has charging orders on the home since 2000. My mother decided to put everything in the drawer (land registry) when putting house in her name solely. she didnt look at them until now so therefore it has prompted me to write !. The mortgage due to mature in october 2012, so will have put the house on the market as they will not roll over the mortgage and she is to old to remortgage. 1. Do charging orders go if over six years old. 2. Is my mother responsible for the charge now. 3. How does she appeal to the court, as these were not her debts and had no knowledge of them 4. If she is now responsible does she have to pay the creditor/creditors on completion of the sale or sometime later. The house is not worth what is was, will not be alot left if she has this to deal with this 5. Will this be a problem when potential buyers do searches. 6. My father has left £82.000 on the mortgage which cannot be paid, will barclays start court proceeding. We have consulted them and they are based in leiceister and they dont wish to help us in any way 7. Could the court grant her occupancy of he current property indefinately. She is now 70, has a disability, so have I, and when I am ill she looks after my daughter. the interest is being paid Please help I am so scared of this outcome, its been a horrid 2 years and it doesnt appear to be getting better, care of my deceased father......kind regards