First post! Great place for everyone to be informed and get justice!
I'm looking to put in a PPI complaint to Forthright Finance regarding a vehicle purchase I made in 2001-2002. I am 99% certain that PPI is included, but I do not have the original paperwork or agreement. I do however have bank statements that show all payments made during the period (they are listed simply as Forthright Finance and do not state PPI payments separately).
My tactic with other PPI complaints at the moment where I do not have the agreement and it is over 6 years is to submit the FOS form and see what happens; if I'm unsuccessful I'll SAR for £10 but as it's over 6 years I'm never hopeful of getting much, if any, useful information.
However, as Forthright Finanace look unlikely to play ball (seen quite a few threads relating to them being difficult), would I be better off submitting to HBOS (my understanding is Forthright Finance = Finax = HBOS).
Thanks.