help needed asap please
my wife had a cp1 card about 10 years ago.
recently within the last few months we heard from bc,
stating that we owed money on this cp1 card. the next thing we know is we had a bayliff note in the door saying we must
pay £175 with in 7 days.
foolishly i paid it.
i then rang bc up and got a very rude woman saying we must pay the money back on this cp1 card to them.
she said there was a ccj againest us.
so like a fool i agree to pay back £50 a month which i did do for 2 months.
as i was not in work i rang them again saying i just can not afford £50 a month. she then said i couid pay £30 a month.
i have made 1 payment since 2 months ago.
i just can not carry on paying them. i am now worried sick that a bayliff will turn up again soon, please i am looking for some advice on this i look forward to your replys..
what are my rights and what do i need to do .. HELP
