I have managed to get Jacobs to agree to me I have managed to get jacobs to lower my payments due to my circumstances it was difficult but my tatical approach worked as I,m signed up to income support and the council have been informed infact they now unable to push it any more due to to me being protected legally behind my income support and sickness benefit claim so therefore I,m know in a better place to sought my head out and begin to relax this such mega weight of my shoulders beleave me in the meantime I would like to thank all kind messages left on this forum its been very refreshing to know I,m not alone Thankyou and god bless to you all. Edward Wheeler

I was out of work for over two years and I was doing a leaflet delivery job cash in hand jacobs agreed to £20 a month I then got a pt cleaning job that was working 10 hours per week then the hours got taken away due the clients cutting back this went down to 2hrs per week I informed jacobs of change of circumstances but they insisted my installment increased even though I had taken a drastic drop on the amount coming in they have even said if I don't pay this month on time I will have it increased to £200 a month now how do they work that out when I dont even earn that much to start with this is getting all too complicated I'm going to try and sign on again even if it means just getting my stamp paid at least I will something in writing to say I,m looking for work and that I,m on low wage surely they have to take notice of this when you ask specifics what do you need to know I'm confused well its all this bull**** that I have been subjected too recently I do appreciate what you are saying but I find this all such dilema and a mental strain please understand this I just need the right amunition to fire back at Jacobs with so that they have to listern and take on what I'm saying if that makes any sense.

they have not levied my goods as yet but have threatend to take stuff away anyway if I default on this installment of £90.00 per month they just turn the screw every time and treat me with total contempt nothing as bad as it seems you say beleave me this is bad this is hell this is a bottomless shaft with no margine for recovery and jacobs dont give a hoot about my mental health and well being they have made that very clear over the phone recently there staff are the lowest of the low how do they sleep at night is what concerns me Thanks for the advice anyway but this will not work.

Now if I did this they would come down on me straight away this is what they want I just want to lower my installments and to be able to live and eat again without worry doing this just plays into hands I know you mean well but this action has been tried before with very negative outcome.

I dont have these things as I sold them to pay them all I have is a camping stove my roof over my head and limited amounts of furniture even had to sell my much prized record collection which broke my heart something I was forced into doing with my hands tied jacobs are heartless and evil and lack any compassion what can I do I have tried so many avenues I,m so tied and too weak to fight this anymore

Thankyou for your kind words I'm afraid I have tried the benefits route to due to poor contributions I,m not entitled to a penny due to lack of contributions also the council will not listern its all in the hands of Jacobs when it comes to making installments and they just won't listern pretty much **** street for me at the end of the day.

This debt is for council tax and for me to make a payment every month on the 16th to Jacobs if payment is a day late the arrangement is stopped and my goods taken away and I only recieve £70 per month from a part time cleaning job and £90 per month from a leaflet delivery position all this money is spoken for on other priority debts water sewage etc, when ever I speak to Jacobs they just get aggressive with me and increase my payment amount even though they are aware of how much I have to live on I just don't know what to do anymore I just don't have any life left in me anymore I'm so very depressed and feel so very alone I just want to stop waking up to this everyday because each day gets harder I don't see anyway to stop drowning with all this its only a matter of time?

Thanks for replying I am very grateful with your words of kindness but it does not change anything I,m still living with this dilema day in day out I just want some of my life back this whole council tax thing has taken away my quality of life all I,m looking for is being able to pay an installment that I can feel comfortable with and enable me to live and eat and keep healthy I cannot beleave in this modern world a company like Jacobs can let this happen to anybody everybody must have some quality of life with me this is not the case I feel I have been singled out and made a target for total destruction, I just need some positive action some direction that can offer me hope I need Jacobs to understand my situation and know how difficult things are for me lets face it If I do get driven to do something stupid they just dont get there money so its in there best interest to listern to me and work with me and understand that I cannot afford £90.00 per month I just need to have some hope I have come on here with the knowledge that someone professional can give me guidance I hope this can be the case I therefore look forward to some feedback in the coming days.

Hello I have been enduring jacobes for many months now and it has ruined my quality of life every moment of the day I cannot stop thinking about what they are doing to me and my health,and now my major concern is that I don't work many hours well 2hrs a week cleaning and leaflet delivery round combining them both gives me around £150.00 per month £90 of which jacobs insist is paid every month in fact forced me to pay otherwise they would clear me out now my situation is such I have to go without food and drink for up to three or four days sometimes and I have even resulted in eating cat food because I so hungry I live in house on my own family moved away along time ago and they cannot help also I have many days without electricityas I,m on pre-payment with this I,m concerned about the coming winter as I just won't have the money to keep warm it has really terrified me the thought of this even to the degree of ending it all no Jacobs just dont want to listern to my situation what so ever every time I try to reason with them they just pile on the threats and misery well I just cannot cope with it anymore I want to end it all but I feel in the back of my mind there may be a way to recieve some help, I even tried signing on but I was told I would not recieve anything due to the lack of contributions this has also added to this dire situation which has also made me very ill with my nerves I,m weak throught and don't have any fight left in me anymore I cannot even buy myself nice things anymore its so depressing somebody PLEASE HELP I NEED SOME POSITIVE ADVICE BEFORE ITS TIME TO CALL IT A DAY. Now surely Jacobs cannot get awawy with this type of foreceful action I just don't know what to do anymore I,m convinced they wont be happy until they recieve notification of my death beleave me I,m feeling pretty close to making that descision if I cannot get some compassion from them to understand how serious my financial situation really is SOMEBODY HELP ME FIND A BETTER SOLUTION.