i jus called them up and they accepted my offer there and then i owe 1300 and offered 130 per month

some 1 please advise me

i dont think i actually did. Would this help?

So my payment to wonga of £1387 is due on the 5th of september and i havent contacted them to say that i cannot afford this repayment as i dont currently have a parachute account. I have cancelled my bank cards and got new ones so that should stop them taking it. How should i go about asking them for a repayment plan? i was goin to offer a token payment of £87 on the 5th september and then offer them £150 per month until the debt is clear any1 no if they likely to accept this?? any advice would be greatly appreciated

ok so should i call now? the only reason i was thinking of leaving it until the actual pay day of 05/09/12 is so that i could move my money incase they did manage to take it. Any advice on what i should be saying to WONGA on the phone?

Hi i have been dealing with wonga now for the past 6 months. My 1st loan was small to which i paid back in full and on time. The next month the same thing happened. This has been goin on for the last 6 months, Last month like an IDIOT i borrowed £1100 from wonga which is due to be repaid on the 5th September 2012. The amount due is £1387.... My problem is that i have now found myself trapped and have to borrow from them each month to live on. (I CANNOT AFFORD MORE THAN £200 this month) Its like basically i get paid, pay Wonga back in full and then borrow my wages from them again... Well the time has come to which i need out of this terrible situation ASAP. I have read all of info on your forums with regards to dealing with wonga direct but need some advice.. So far i have cancelled my bank cards (reported them lost as to get complete new cards) also have informed my bank to cancel any CPA on my account to which i was successful. My problem is where to start, do i call them now and ask for a repayment plan? Wait until the loan is actually due which is in 2 weeks time 05/08/12 and then tell them the situation? I can afford to pay them £200 every 4 weeks as per my salary pay. By paying this amount to them the debt of £1387 would be clear in 7 months... Are they likely to accept?? Please help me as it is causing me sleepless nights and alot of stress.... Thanks for any advice Alex

Hi i have been dealing with wonga now for the past 6 months. My 1st loan was small to which i paid back in full and on time. The next month the same thing happened. This has been goin on for the last 6 months, Last month like an IDIOT i borrowed £1100 from wonga which is due to be repaid on the 5th September 2012. The amount due is £1387.... My problem is that i have now found myself trapped and have to borrow from them each month to live on. (I CANNOT AFFORD MORE THAN £200 this month) Its like basically i get paid, pay Wonga back in full and then borrow my wages from them again... Well the time has come to which i need out of this terrible situation ASAP. I have read all of info on your forums with regards to dealing with wonga direct but need some advice.. So far i have cancelled my bank cards (reported them lost as to get complete new cards) also have informed my bank to cancel any CPA on my account to which i was successful. My problem is where to start, do i call them now and ask for a repayment plan? Wait until the loan is actually due which is in 2 weeks time 05/08/12 and then tell them the situation? I can afford to pay them £200 every 4 weeks as per my salary pay. By paying this amount to them the debt of £1387 would be clear in 7 months... Are they likely to accept?? Please help me as it is causing me sleepless nights and alot of stress.... Thanks for any advice Alex