Troyboy
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Thanks to both responders. Your advice is very helpful. I've done CRAs and all was clear (I have recently opened a proper bank account and credit card account without any problem. I'll send the sb letter today!
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Thanks PGH7447. It is definitley statute barred as it;s been over 7 years since any contact and no CCJs etc in meantime. I'm also a bit worried as I signed my reply to Equidebt's first letter and having read some of the threads here, now realise that was maybe not so clever!
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Good morning. I have recently been contacted by Equidebt on behalf of their client Aktiv Capital UK Ltd. I do not have a CCA with Aktiv Capital UK and the debt I think it refers to is more than 7 years old.. I replied to first letter from Equidebt asking for information which they have ignored. Should I now send them the standard statute barred letter or do I send a FOI request so that I know that the current action is legal? Thanks for any advice.
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