Hey folks! I am very new to this site (in fact this is my first post) and I apologise if this has been done to death but I am very frustrated with this. I declared myself bankrupt (BR) in march 2009 and was discharged later that year. Now I know that this will "haunt me" on my credit files for six years from that date (so by that reckoning off there in 2015). Yet I seem to have a problem which is: I signed up to "Noddle" and on there I see that I still seem to have a credit card and loan which show as "active" and still in default. So I went off and got my statutory credit files and lo and behold on them all there are so many defaults with dates ranging from after discharge and even this year! I do not have any lending (I only have two basic bank accounts and domestic fuel supply in my name) and I know that all of these debts were included in the BR (any debt at the date is included as far as I know - declared or otherwise). I asked the official receiver to send me a list of all creditors and this has been done. Question is what do I do about this mess? It seems to me (looking at the files) that not only was I bankrupt but I also still owe all this money as defaults lodged in years after the BR date! As you can imagine for someone who wants to put this all behind him that this is stressful and frustrating! Advice most welcomed.