Ok thanks for that I will give it another go.

Thanks,but I have tried using this but I seem to be getting nowhere..sorry if Im being stupid. The whole issue of the £7k being added to the mortgage and having interest added plus it being over 25 years is confusing me.

Hi Im new here so hope Im posting in the right place. I have had my case upheld and will be hearing from the broker anyday now with a settlement figure I would love some help... It is a single premium policy on a mortgage over 25 years, with 19 years still to pay. Loan amount £69,290.00 ppi £7206.00 Total £76496.00 I am really confused to how much I should be accepting and how it will we calculated,so basically the lender could give me any amount and I really wouldn't have a clue if I was being ripped off again. Hope I have given you enough info for some much needed help Thanks in advance