I took out a loan with these `sharks` and topped it up like you. I owed them 250 so was going to pay the full amount back but they sneakily rolled it over without my permission. I thought stuff this and changed my card details. 4 months down the line to payday yesterday £760 came out of my account!!. How the hell did they get it? Well this is how smart they are. I received texts messages frm payday loan companys just before my payday and stupidly took one out with a diiferent payday loan company not knowing that this company is a broker for capital finance so bang they got my details. They left me with £350 to live on for the month leaving me a disposible income of £30. Rung them this morning to see if they could refund some of the money as i couldnt rub 2 pence together. Completely ransacked my bank account. And the moron at capital said well you can always take another loan out? NEVER WILL I GET ANOTHER PAYDAY LOAN AND IM NOW ON A DEBT MANAGEMENT PLAN. Cant afford to go shopping for my kid well mad mate. I guess its my own fault for gambling and i will sort myself out now. Good luck with ur debts mate chin up, these payday loans are evil. U cant get straight never, just going to knuckle down and pay the rest of the loans off god knows when that will be 2050 maybe. I even rang fraud service. If u owe anymore payday loans DO NOT APPLY FOR ANOTHER AS THEY WILL GET YOUR NEW CARD DETAILS and wipe your account out like they did with me. Good luck on your DMP