Sainsburys have picked up on my posts on forums Today and are investigating! Not getting my hopes up But they are ringing me (aledgedly) tomorrow at 12.30! I do have a solicitor! I think my only option will be to eventually sell the family home and get a smaller property! This will enable me to pay off all debt and get rid of the ex forever!!

The court order was issued aspart of the divorce settlement Basically I have to finish paying off the joint loan And I get the marital home! The court order says that I have 28 days to get his name off of both or the court can send me To prison! I have never defaulted on payment on anything! My credit score is excellent and according to experian my ex has an IVA and as I am financially assiciated with him he is making my score look bad??

My ex husband walked out 3 yrs ago leaving me to pay a hefty joint loan on my own. The payments per month are £298. per month. I have just received a court order with a financial settlement of me paying the rest of the loan off in exchange for the family home. I must get his name off the Sainsburys loan within 28 days otherwise I could go to prison (scary when you have 2 children). I rang up Sainsburys to get apply for a loan and was refused on the basis of my credit score which incidently is 999 with experian. I have never missed a payment with any of my finance/mortgage. The new loan I was offered on application was £82 per month. I was told to put a report together, a copy of my credit report/bank statements/decree absolute etc and send it to the underwriter which I did. The underwriter has refused it again on the basis of my £200,000 mortgage even though I am selling the property next year and I have £160,000 equity in my home. So Sainsburys would rather I go to prison and not be able to pay anything whilst in there and struggle paying £298 per month, than pay £82 per month and get all of there money next year!!! Something very wrong somewhere!! Oh and the help they give is absolutely zero.... Do not go near them with a barge pole.....