Hope some one can help as we are totally unsure what to do next , sorry if this is long winded but its a long story
I originally had a fine through Harrogate court which got into arrears of £5 ( this is honestly genuine ) so they sent it to collectica
When it went to collectica I owed £170 , Collectica ( then Phillps ) added their fees so it went back up to £265. I agreed payments with them of £20 a fortnight . These were paid fortnightly as agreed . Then however I missed a payment on 24/1/13 due to non receipt of benefits but I did pay the £20 on 31/1/13 leaving a balance to pay of £65
Then out of the blue on the 4/2/13 a bailiff attended my house with a 'Notice of Attendance' stating I had a balance outstanding of £300
On 5/1/13 I wrote a letter to them ( see below) and paid the £65 outstanding
However today I have received a 'pre-removal notice' from them stating I still owe £215 or they will attend my premises and seize goods for the arrears
I am self employed so I dont think they can take my car but please what can I do to stop this happening and prevent them from pursuing this added fees that they had no right to do
I paid each payment on 19/9/12, 28/9/12,5/10/12, 17/10/12, 1/11/12, 16/11/12. 29/11/12, 14/12/12, 28/12/12, 12/1/13, 31/1/13 and £65 on 5/2/13 so they were made fully yet they still say I was in arrears . I have all receipts and sent copies with the letter
Thank you