I have been claiming JSA since January after being "laid off" through lack of work. The company eventually went bust in March. I previously took out private income protection insurance which I have been claiming since March but it is linked to my JSA payments. When I claim for the income protection insurance I have to prove that I have received JSA payments into my bank. Because I am on contributions based JSA I have been told my last payment will be this week and I have no chance of claiming income based JSA. I have been told I can still sign-on every two weeks, to make sure my NI payments are still made, but obviously I will receive no more money. The fact that I have worked for 23 years solid after leaving school counts for nothing. I can live without the £71/week but the insurance money I receive pays all the bills. Does anybody have any ideas how to keep the one without the other?