Hello
Not sure how to start really. I have a read and there is an awful to digest but I was wondering if anyone could help with our problem.
Link Financial put both my husband an me in court in April this year, thing is they sent my court papers to my old address so I couldn't respond. My husband did put in a written defence for what it was worth and they still obtained judgement on him and on me by default. I have completed the N form and paid £80 to have stay of judgement or whatever it was and its being transferred to the local county court to be heard in two weeks time.
In the meantime Link sent my husband whats called a tomlin agreement for the whole amount and he signed and agreed to the terms etc, however, Link are still intent on suing me for the full amount as well by saying I am still liable for the debt. I thought that if someone admitted liability and agreed terms etc then the other person could not be pursued for the same debt?
What help I would like is on how to defend this cos Link have said to me on the phone they will go for a charging order even tho there is an agreement in place?
Blimey this sounds complicated but I really hope someone can help.
Thanks