Hello,
1st time poster so sorry if in the wrong place !
My situation is this I have credit card debt of around about 12k which I was maintaining up untill Xmas last and then had to stop.I live in Australia and have done for last few years now so not a UK resident. CC co have sold onto a DCA Crapquest who are writting letters to my last UK address which is my parents address, my folks are getting phone calls asking for me and just saying does not live here and nothing more etc. Last letter was threatening legal action etc .
My question is do I contact the DCA tell them I am not UK resident and give them a PO box to write to then ignore ?
Obviously I do not want my parents to be hassled any more - I have read various posts etc on this great site which leads me to believe that a CCJ cannot be issued to a non resident . I have checked and I have nothing against my name as yet
- OR do I just keep quiet and wait out the next 2 months or so till they give up but risk having them issue a CCJ against my last UK address .........my folks are cool with dealing with the hassle if this is the best strategy .
Before the credit card sold the debt on they did track me to Aus via Google search etc leaving a few messages on my business Skype number - so I assume the DCA have this info too.
Any comments would be greatly appreciated