Thanks dx I`ll not call them again.
I had a catalouge with littlewoods that started early 2005.
I had insurance incase of injury, made redundant etc.
I was up to date with payments until I broke my collarbone and couldnt make my payments.
I was told that I had to pay my next payment as my insurance did not cover the 1st 6 weeks.
I was unable to make a payment.
I then never recieved a bill for the next 2-3 years until I recieved 1 demanding the whole amount.
I explained I could not afford this and never heard anything again until I checked my credit report
and I had a default from lowell portfolio for the sum of £479.
I think the orginal ammount was roughly £250.
I was told today by scotcall that my last payment was on the 30/07/05 but it says on my credit report 30/10/08. This is surely illegal?
Can I have the default removed since its been over 6 years since the original date of default?
How would I go about gettin this removed?