In 2008, I entered a DMP, never missed a payment, and still making monthly payments.
Prior to entering a DMP, I received a CCJ and a charging order (for outstanding personal loans - consolidation loans issued by what was then Northern Rock.
Forward to 2017, following interview, I've received an offer of promotion, this is based on successful Scottish disclosure & credit reference.
Not concerned about Scottish disclosure, however, I am concerned about credit reference.
I know nothing about credit reference or credit score, hence why I've never applied for my own.
Given it was 9 years ago the CCJ & charging order was issued, and I'm still in a DMP, will this show on my credit report?
Also, do I have to provide my credit reference to my new employer, or do they do a credit search, if so, is my credit history likely to affect my offer of employment?