also - when they came to view the car they didn't worry about the bumps etc - think they just wanted to make sure we still had it!!!!!if you're having problems with them I'd recommend you let it go to court - the judge was very much on our side

Hi - it went to court - by the time it had got to court we had caught up the repayments but Duncton / Moneybarn pursued it anyway. We actually ended up with extra time to repay the balance on the account and the judge reduced the repayments for us so it working in our favour. We kept up the new lower payments and the car is all paid for and we have the log book now. Hope this helps

Found them - they're now coming up as PAYDAYFIRST. Presumably in a bid to escape all of the bad press.

In the process of closing account as we speak

Sorry yes I mean Capital Finance OneI can't find anything saying they've gone bust or anything and they're still texting me offering me top ups but they've disappeared off google altogether.Whats going on?

Their website has disappeared!! Can't find them anywhere on google and the only site that does list them says they no longer provide payday loans. Does anyone know whats going on? Its really fishy and I'm worried that they've done a runner and will empty my bank account on their way..........

Hiya They have sent in the court claim with a couple of errors so we're hoping this goes in our favour; 1/ They've said the original contract was signed on 19th september 2012!!! It should say 19th September 2008. 2/ They court papers were issued on the 13th April saying we owe £562 BUT we paid £265 on the 30 March. So the arrears are only £297. They have acknowledged receipt on the 30th march so this is extremely misleading. We have since signed an agreement with them to pay £413 per month in May, June, July, August and September which will repay the £175 court fee, the £297 arrears and cover the remaining payments. They're not charging us for not paying by direct debit now because the agreement is terminated. I never thought to contest the court fees and its too late now as I've responded to the court and signed the agreement (but I am going to attend the court). I just want to agree so that this all gets sorted and I can stop worrying about it. Plus I thought the more amiable we were the better it would look to the court. My worry is that there are a couple of bumps on the car - although the court papers do say they allow wear and tear - and we've never had it serviced. I'm worried about them coming to view it in case they throw something else into the mix? Surely if they've issued their claim they can't change it now? We're awaiting court date now before they'll come and see the car.

Hi - thnks for the note - sorry I can't help you re moneybarns payment date as we always paid ours via bank transfer due to the issues we've had with them. We're a lot more comfortable with our situation now that we've received the court papers and responded. Will let you know happens.

Hi - I had the same problem with Minicredit and took them to the FOS - they did the same to me - copying me on their reply to the FOS. We eventually came to a payment arrangement to repay just the amount originally owed in instalments but I was them harrassed by Opos.Please see this report; http://www.bbc.co.uk/news/business-17127951It states "As a one-off gesture of goodwill, MiniCredit is settling all complaints lodged with the FOS last year."I quoted this to OPOS and they immediately replied that the account was now closed. RESULT!!!!!! Hope this helps folks

Hi We have a 4 year loan with Moneybarn that is due to run out in August. We have paid over £12k from a £14k loan. However we did have problems as my partner has been in and out of work. We took them to the FOS last year as they wouldn't allow us to move our payment date when he changed jobs and they were charging us defaults and charges for not paying by direct debit every month. We won our case and set up an arrangement for the one payment we were now behind. My partner was then laid off again and we've missed another payment. A few weeks ago they told us if we didn't pay the two months payments they would cancel the agreement and take us to court. We've tried to come to a new arrangement but they refused. As we also had car tax to pay we told them we couldn't afford to pull out £265 x 2 for the payments plus the car tax all in one month and we'd see them in court . They subsequently cancelled the agreement and passed us on to their "asset management". We've now paid more off the arrears and they are now only £300. They are insisting that they must take us to court and they will only set an arrangement if they can add the court costs at £175. We need to sign a new agreement for £413 to include the arrears and the court charge but part of this arrangement is also that they must view the vehicle before it goes to court. We're very nervous about this. What are they up to now? Anyone any ideas? They won't arrange the viewing until they get a court hearing date so we're left stewing over this. Meanwhile the car isn't in great nick but its a 1995 car so what do they expect? We haven't had it serviced and there are one or two bumps and scratches. But we've paid an arm and a leg for it and its nearly paid for (The original loan was for £8000 less £1500 deposit so only £6500). Can they take it from us????? This is making me ill now - please help urgently