Hello everyone. OK i've gone and done something really stupid and am now in a mess with payday loans. I'm a single mum and I was struggling and thought one payday loan wont hurt, how wrong I was! At the moment the situtaion isn't too bad but I know it is going to get a whole lot worse if I don't get some advice on how to sort the problem out. One loan has turned into two loans which has now turned into 3 loans and I know I will get myself into an even worse situtation if I am not too careful. I currently owe the following: Cash genie: £130 - They are currently just letting me pay interest and have been fine so far. Txtloans: £112 - I managed to pay this off but then had to borrow off them again, its a vicious circle. Payday Express: £412: - Ouch! Most worried about this one! I CAN pay these loans off on payday but it will leave me with £200 to survive on for the rest of the month so I know I will just end up borrowing again. I haven't yet defaulted on any payments which is good. I have been trying to find a 12 month loan to help me get out of the mess but i'm not a homeowner, I don't have great credit and I can't provide a guarantor. I have no one who I can ask to help me financially. What would you do next? Can you offer me any advice please? Thank you