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Iloveathens

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Everything posted by Iloveathens

  1. Iloveathens
    Thanks that makes it clearer now
  2. Iloveathens
    Hi Could someone please help me by explaining what Statute barred is and when it happens. A few years ago I was told that so long a s acompany writes to you at least every 6 years then it would never be SB but on here people have said that so long as you do not pay or otherwise acknowledge the debt for 6 years then that is enough I am confused
  3. Iloveathens
    I must be lucky as I have severn trent and they are pretty good. However yes it is part of their T&C's that you pay by one of their schemes, but why not just pay every month by watercard. They can not cut you off of course .
  4. Iloveathens
    get a letter off to them asap . Report them to OFT as well
  5. Iloveathens
    oh now I am even more confused. I will have to do some research.
  6. Iloveathens
    Ok thanks. Worth knowing. That light at the end of the tunnel was a train on its way lol
  7. Iloveathens
    Ok I'm out of my depth here, you need some expert advice
  8. Iloveathens
    I agree but at the same time we are all innocent until proven guilty. It must be a great job being a rent a solicitor.....you can be evil and nasty to people and feel all big and clever, not to mention getting rich quick
  9. Iloveathens
    Yes didn't the law change about 5 years ago. But I was under the impression that new agreements could be reconstructed but old ones couldn't. But surely they would need my signature for that. Have I got this all wrong? I didn't quite understand what reconstructed meant
  10. Iloveathens
    Football cleaner than clean, you are having a laugh aren't you. It is full of racism, sexism and homophobia so why should someone like Wonga worry them. Don't misunderstand me, I hate wonga and all PDL companies, they are evil and pray on the weak and vulnerable. And it is not just an issue of this current government, the so called government of the working man let them happen. Sorry not a political statement, just a comment
  11. Iloveathens
    My understanding is that 50 have been looked at and from that the OFT will decide what action is to happen, i.e new guidelines etc, removal of licences. Lets hope they all get shut down
  12. Iloveathens
    you need to defend, hope you have copies of letters emails you sent. Stay off the phone Why oh why would you pay 300 when you only owed 250?
  13. Iloveathens
    Oh like who?
  14. Iloveathens
    Hi Well if you do send a cca request and they don't reply then they can not chase you for the money. ' Even if they they provide paperwork that is incomplete they will still be able to chase you for the money, but they will not be able to get a ccj against you, if however there is already a ccj then that overrides any cca request. well thats my understanding from what I have been told
  15. Iloveathens
    There are several bank accounts that will give you one, not sure who but I think the co op is one as is maybe the halifax but dont quote me. have a look on here or start a thread asking
  16. Iloveathens
    Give national debt line a call, they are very helpful and with no agenda. I would have thought that if a bank waits 11 years then the debt is SB but I wonder if there is more to this story
  17. Iloveathens
    Its great that they all seem to be playing ball now the OFT is investigating . Lets hope its too little too late

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