After a research on bailiffs and there tactics,consumer rights and putting a big fight with the bailiffs i eventualy got the charges droped.i would like to share the experiance as i belive there must be many people out the who give in to these (legal way)low life tugs who will use any form of tactics to gain money from you.
i strongly ask to question every charge,gather evidence for being intimidating,unreasonable put them on the spotlight.capture conversation on phones,cctv,neighbour witness.
as my post above i complained about the charges to philips by email and was initally fobbed off.with help of a friend i wrote another email, requesting the breakdown of charges and the visit details of the calling bailiffs name and court certifiying it(i wanted this in writing from them so my court action against them would had been simpler,they tried to give some bu**sh*t GPS fixed location verbally.from my point of view these can not prove the bailiff was outside my door or simply could had been on pavement,driving down :???:etc...),in view to take legal action.the company was quick in respondeing by removing the disputed charges and closing the account in full as paid the second payment only.
i knew the bailiffs were trying it on from the beginning:lol: because i had a motor mechanic working on my vehical outside my house all day and the front door to my premises was wide open so the bailiffs woud had gained peacfull entry to my property.the mechanic was prepared to give statement if the matter needed to go to court.
i have also learned that a form 4 complain against a bailiff is very serious,and if presented to the court for wrongdoing of a bailiff with evidance,it can have a serious effect on them.
After this ill experiance,i have won but someone out there will not be lucky with these people and ask if come across these people to make life dificult for them ,when they get the message the consumers are not easy prey anymore,the low life bullies may start to think when taking debt cases from institues.