Hi, just to let you know that you can now add us to the list of successes! Received our offer letter of £4000.13 which we are going to accept! Thank you for all of your help, it is very much appreciated.

Hi Ims, the 8 weeks for this will be up in two days, if I haven't heard anything what do I do? Thanks

Ok thanks for that.

Ok so not something we can claim then!

Hi Ims. Just looking through the offer conditions one thing I notice was 'we require you to pay a high value fee of @PREM which isn't refundable and will be taken from the loan money on completion. Therefore money sent to the solicitor will be the lower figure as stated in the summary' that fee was £2000, on the loan details it is listed as MIG. There is also a point which says. 'we recommed that you think whether you need to take out life cover to repay loan in event of death' any thoughts..

Will have the agreement tomorrow as it was sent to my mums. Its just when speaking with them they said it wouldn't have been in the mortgage payment as it was never done like that. I will wait and see whats in the agreement and take from there..

Hi looking for a bit of advice as we are stuck with what to do- had abbey mortgage from 2003 to 2008 my husband only remembers the same mortgage amount coming out account every month- this account is now closed. Santander say that ppi would not have been within the mortgage payment it would have been a separate direct debit. Does anyone know if it is possible for ppi to be in the mortgage payment or is it never that way? Thanks

I am just wondering if I can still claim back bank charges applied to my HSBC credit card? DG solicitors which I understand is part of HSBC now deal with me so do I contact them or HSBC direct? If I can attempt to claim these back what is the time scale in there dealings thanks.

my mistake, i didnt enter date so obviously it wouldnt calculate interest. thank you.

I put all the payments we made but there was no change in the final figure if I were to manually add all the payments up... For what period can 8% be claimed for?

hello Ims Sorry to be contacting you again about this claim, i worked it out to be 2761.49. that was adding up all payments made as you said. Now i am regularly hearing about 8% interest??? could you please look at the figure i have came up with and tell me if you think i am anywhere near it... I would be very grateful. Thanks

Hi Ims. I phoned b/h they will get the statement for the second loan sent out. Do you think this is needed?

Hello Ims, recieved this today, not sure whether it gives any more info and whether I should be asking for the same for the second loan as this is all i recieved in the post today. if you could let me know what you think. thanks statement.pdf

I will wait for the statements. That guy didn't seem to know much anyway! Thanks

Hello Ims, Bit of advice needed please. Was filling out the form today when I thought I would give black horse a call to ask about any rebate on loan 1 he said the amount of rebate was 7795 plus some pennies. I then asked what that rebate was he went on to say that would be some interest and ppi. I asked for a specific break down which he couldn't tell me. He said he will get the final statements sent out to me. What do you think about this? Your thoughts appreciated.