I received a letter from them on the 21st which was a response letter to my LBA which i posted on the 11th. Because the have responded to my LBA before the 14days it means I no Longer have to wait until the 14days expire? I hope they do not even respond to the court claim!

Just filed a claim on money claim, claiming my £480 in charges + interest which comes to a total of £513.00 + £80 court fee= £593.00. Lets see what happens within the next 14days!

Hi, I recieved a letter refusing my request of a refund of £480 on my credit card. That was the LBA. So..... I guess the next step is money claim? Is there a template I can use to fill out the neccessary particulars? Do I also have to attach the schedule of charges and add interest to the claimed amount? Pls hlp asap cheers

Barclaycard sent me a letter dated 8th July 2006 which I received today. Same standard letter that everyone receives saying that they are willing to offer me £192 as a good will gesture! I am claiming £480, so a 1st class recorded LBA will be on its way to them today! The letter was from Karen Charlton, customer relationship manager.

what address do i post my request for my refund of charges? Is it PO Box 599 Manchester M60 3NF?

Got all my statements today! Dating back to June 2004 when I first got my card. I am in the processing the total of the charges, but there are alot! Maybe more then my credit limit! Lol. I will inform you when I have totalled all the charges and posted the prelim LBA! Ciao!

BTW 'PMHREAD' I'm a man too! A nice young man who wants all his money back! I am a broke student!!!! Lol

I have just come home from posting my Preliminary letter before action. I am gona wait 14 days before I post the LBA. Fingers crossed everybody!!!!

Hi, I received all my statements from Halifax 2day (they took there bleeding time!). I am going through the list of charges and they all say 'charges as notified'! Should I just write that down in the 'in respect of' column in the spreadsheet? Pls help asap, because I want to post my prelim 2day, to my local branch. Cheers.

Thanks, I just rang them, because I recieved a letter from them today saying that they got my letters requesting charges and they have requested duplicate statements to be sent to me.... My feel sorry for the postmen! I guess they deserve their total of £800 in bonuses this year then? Lol In the letter they said that they do not record any manual interventions....... Blah blah blah!!! Im guessing that is a good thing. Oh well, my case is stronger i just want them statments now! Oh and guess what! Before I received the letter I phoned them today on one of the numbers someone posted in the thread. I spoke to a nice chap who said he will post my statments out within 5-7 working days for FREE!!!! I said cheers mate! I also clarified if it was all the statements dating back to 1st June 2003 until now, and he said yes. Whoo Hoo!!! I will get back in touch once the postman delivers my letters and i've totalled all the charges....... P.S. This website is great! Feel free to post me a message, offer moral support/ask 4 help or you can PM me.. Last year banks made a total of £1 Billion alone from default charges, lets take every penny back plus 8% interest...... Lol. Good Luck every1.

Thanks 4 dat

Does anyone have the phone number for the Halifax data protection team in trinity road hx1 2rg, where i requested my statements from? I have not recieved an acknowledgement letter from them and it has been almost 2weeks since i sent the data protection act letter! They have not taken payment (by cashing my cheque) for my statements. I just want a number to call them to ask if they are dealing with my request and how long it will take. I know they got my letter because i sent it by 1st class recorded (the 2nd time!) Please help!

Nationwide have told me my request for the statements will take the full 40 days because they have had so many of these requests and they are currently developing a system to retrieve information from their archives much quicker. They are being very polite about it! Hopefully my statements will come before the 18th of july. Can i claim back any interest charged on an unauthorised overdraft or just default charges? Cheers!

When i eventually get my statements back ( as i have been informed by barclaycard dat it wil take da full 40 days), can I claim back the interest charges on my balance? Or only the default charges and if i get to the money claim stage, the 8% interest as wel? Pls hlp, any1 Cheers!

Halidebt, you have alot to claim back and are in the same bout as me but mine is far less! How much were you defaulted for in Janurary, please keep us posted with your case as it is interesting. Good luck! P.s. When you get your ££££s dnt spend all at once! Lol.8-)

SAM ORAMS is dealing with mine too! Boy are dey busy! lol P.s. I bet Staples has reported huge profits from the increased sales on 'In trays' at their Northampton branches! Lol:D

Glad to here you got your money from nationwide. I've still got a Loooooooong way to go. P.s. Dnt spend it all at once!8-)

Thanks for the title change (it has a nice ring to it!!) Lol:-)

Cheers mate! Will do!!!

How do I change the title on my thread?

How do i change the title of my thread?

How do i change the title of my thread?

I rang halifax, they say they've received my subject access letter, but they haven't sent me an acknowledgement letter, what should I do? I sent it 2nd class cos ders only one type of postage. All the other letters i will post 1st class recorded. I believe Halifax owe me a minimum of £600 but i need the statements to clarify that. I am also trying to get my money back from barclaycard and nationwide ( I got two other threads) and altogether I think I'm owed about £1,200. In the last 2 months nationwide have charged me £210. I've had dis account for about 6 years! LOl. Anyway, i'm waiting for MY statements, so I can get MY money however much it is (even if it is only £500, which i doubt). I'll keep u guys posted Ciao!!!!

Still no word from barclaycard. I rang their customer relations and they say there is no evidence of receiving my letter on their system, what should i do? I have copied the subject access template and filled out the necessary details, i've got an envolope ready to post first class recorded 2mrw as today is sunday 25/06/2006. I sent the 1st letter to halifax and nationwide 2nd class jus like i did barclaycard and nationwide and halifax have both received it. are they pulling a fast one???? Please reply ASAP to my questions. Cheers

I received a letter on the 22nd of june from Sam Orams Data Protection Administrator of The Data Protection Team in Northampton. It stated my statements should arrive shortly...... Bla Bla Bla.