Don't mean to seem dense but what is OFT/TS? And I couldn't believe it when I read it! Here's a little extract:
As we have not heard from you or anyone on your behalf, we need to consider whether you fully understand our client's claim and the implications it may have. We are required to judge whether, given your age, you do not realise the potential consequence. As a result you may be classed as vulnerable under the Data Protection Act 1998 (DPA) which would require that we address future correspondence directly to an appropriate adult etc etc ... If you have not shown this letter to your parents we strongly recommend that you do so.
So to me that sounds as though 'vulnerable' means a complete moron or someone who is too incapacitated to comprehend? I supposedly can't consciously make my own decisions so my parents must be involved!?
Oh and get this, 'if we do not hear from you in 14 days of this letter, we will consider further your capacity to fully understand this claim'. The letter is dated 22nd, I received it 26th. So just 10 days then...
EDIT: is OFT the Office of Fair Trading? Google....