Hi everyone reading this.I have been reading this forum for quite some time and found very helpful.I took 11 payaday loans of about £4000 rolled them every month and now i cant make it any more and decided to be firm in doing so i contacted them but 4 of them agreed for arrangement but my big concern is safe loans,paydayexpress and swiftsterling.safe loans sent me a default notice and threatended me to take to court,paydayexpress wanted me to send proof of my reduced working hours and safeloans too demands my proof of reduced hours in form of latest payslip. please help. Thank you.