Some Advice please.
3 years ago I was served a statutory demand by DCA who tried to recover a debt what was statute barred, the statutory demand was set aside and At the time, my credit history was find no CCJ recorded/issued against the debt.
Now two years later DCA is attempting to do the same thing, I receive from Northampton bulk centre a judgment for claimant (in default), because of this, I have had a CCJ recorded on my credit file.
The DCA states monies due from the defendant to the claimant under a regulation agreement between the defendant and original creditor (HBOS) and assigned to the claimant on (they have recorded two different dated, ##/12/2006 and ##/12/2006) notice of which has been provided to the defendant. The defendant has failed to make payment in accordance with the term of the agreement and a default notice has been served pursuant to the Consumer Credit Act 1974.
I have not received any notice from HBOS or DCA and I have not acknowledged any debt from HBOS or DCA in the last 15 years
I did not receive a Claim form so I spoken to the court who advised that I should complete form N244 and return it to them ASAP this has been done.
A week or so later I received a Notice of Transfer of Proceedings, which says that the claim has been transferred to my local court, the same court that set aside the original attempt by the DCA to cash-in on a statute barred debit.
I have now received notification from my local CC that the Notice of hearing of application is schedule for April.
When I submitted form N244, I included as additional information all paperwork relating to the original hearing 3 years ago.
I'm defending this case not knowing if the debt actually belongs to me, like then and know and after requesting the original signed agreement I still have not receive any paperwork to show that this debt relates to me. I just hope that my defence that the debt was statute barred at the date of the judgement and at the time of the original hearing and that, I never received the Claim Form is a strong enough defence.
Is there anything else I should do in respect of the above?