Has anyone ever experienced/heard of a debt company that is chasing a debt and you've not been entirely sure of who they are? I'm looking into the issue of debts being chased years after bank (or other) lenders have given up on chasing it, perhaps have sold it on to another company who are chasing it. Similarly I'm looking into debts that have been chased from firms who have stolen the details of a debt and so theoretically that debt could be paid off to criminals instead of to the legitimate firm, resulting in no change to a credit file. Any information on this, in a UK context, I'd be very interested in finding out more. Cheers Carl

Has anyone heard of a payday loan company called Open Finance who operate in London and target new migrants?