We are tenants in a council/housing trust property. It is assessed yearly and each year since we have informed them of the mistake which they agreed 4 years ago, they have said they will include the correct service charge, however they have still not done this and have said it is an over sight as it dealt with by another department. We are wondering if there is a reason for them stalling e.g. Time limit or something similar. Thank you

Hi thanks it's with a housing trust . I had a break down of the service charge 4 years ago and I am being charged for services I don't get I am charged for a block when I live in a semi detached house .charged for lighting ,block cleaning .they know I am being over charged and keep saying the money will be refunded.none of my neighbours are aware of the overcharge and have not been informed by the housing trust .its been 4 years now since I started trying to get this sorted . Thanks paul .

Hi hopefully I can get some advice . My housing association /landlord as been over charging me for the past six years . Even after being made aware they were overcharging me 4 years ago they still charge it and have even increased the charge. I live in a house and they are charging me block service charge rate . It's not just me this is being done to all the houses in my street and the surrounding streets owned by my housing are being over charged .yet they have not told any of the tenants they are being overcharged. I was told that it's taking so long due to the amount of people owed money. It could run into hundred of thousands . I have been trying for four years to get this money from them and now they say they will only back date it six years . Any help on this would be grateful

Just some of the company names ,Why not tell your account of dealings with these company's .so others can learn from your experiences . And avoid the pit falls that so many of us have had with these company's.

As requested, the consumer credit licence number for CC Collections is 0612348. ofessional Standards Officer CC Collections Ltd i asked and this is what i got back the licence does not belong to them can they legally use it or not ?. CCA Home Page :: CCA Search :: CCA Search Results :: Licence Details Application / Licence Details Licence Number:0612348 Licence Status:Current Current Applicant / Licensee: Business NameCompany Registration NumberSpring Capital Finance Ltd6440621 Categories: Consumer creditConsumer hireCredit brokerageCredit reference agencyDebt adjusting/counsellingDebt collecting Right To Canvass Off Trade Premises:Yes Issued Date: 14-Jan-2008 Expiry Date: 14-Jan-2013 Legal Formation: Body Corporate (incorporated inside UK) Current Individuals that run the organisation: NamePositionRoderick Thomas Stuart ThomasCONTROLLER Historic Individuals that run the organisation: NamePositionBrenda Scotney Mark Scotney Current Organisations that run the organisation: NameCompany Registration NumberPositionSpring Capital Limited5068856 Nature of Business: Other Current Address(es): Address TypeAddressCorrespondenceFlat 1, Camel Cross Service Station, West Camel, YEOVIL, Somerset, BA22 7RA, United KingdomPrincipal Place Of BusinessFlat 1, Camel Cross Service Station, West Camel, YEOVIL, Somerset, BA22 7RA, United KingdomRegistered OfficeFlat 1, Camel Cross Service Station, West Camel, YEOVIL, Somerset, BA22 7RA, United Kingdom Historic Address(es): Address TypeAddressCorrespondenceFlat 1, Camel Cross Service Station, West Camel, YEOVIL, Somerset, BA22 7RA, United KingdomPrincipal Place Of BusinessFlat 1, Camel Cross Service Station, West Camel, YEOVIL, Somerset, BA22 7RA, United KingdomRegistered OfficeFlat 1, Camel Cross Service Station, West Camel, YEOVIL, Somerset, BA22 7RA, United Kingdom

so can cc collections add charges and still take the cars all without a credit licence ?

i have asked them for the credit licence number .at least 5 times now and no response. i asked if they are using another licence from a different company. still no answers from cc collections .in any of their emails yet they have added charges Professional Standards Officer For and on behalf of CC Collections now they have this person from their professional standards department {now that made me laugh) standards of what ? can they add charges with no licenec ? do they have such a department ?

I replyed to templer stating I would call the police if they attend my house .Then at 11.30 pm they emailed to say its on hold till my complaint is reveiwed .I did not complained. I told them i knew they had been working with log book loans in the past.That cc collects did not have a credit licence. From Micheal Browns thread The OFT told Money Box that a firm which carries on business under a name not specified in the licence is committing an offence. All my emails have been forwarded to OFT Trading Standards and a few others plus my local MP. they can get away with 1800s laws . (then maybe they should use the old hanging law on them .)

RECOVERY NOTICE We have tried to contact you today on behalf of our client CC Collections in order to discuss your Credit Agreement which is currently in default. If you fail to contact us I WILL HAVE NO ALTERNATIVE BUT TO take further action without prior notice TO SECURE OUR CLIENT’S INTERESTS. THIS WILL RESULT IN SUBSTANTIAL EXTRA COSTS BEING PAYABLE To avoid any further action / costs please contact our office ON: 08709619050 Quoting ref: F033/979460 regards Admin Team Main Office: 08709619050 Fax: 02071605277 Templar Bespoke Solutions Ltd are ICO Z1819172 & OFT629444 accredited. Templar Bespoke Solutions are also a member of the Credit Services Association just got a email of them anyone know anything about them and can they take the car when cc collections does not have a crtedit licence

hi people power i have a letter stating my agreement was assigned to us on 13/02/2012 . 6440621 is the number on the letter. also all emails are from logbook loans .so where do we stand with these people ?. number status name action/event/date 6440621 cc collections ltd 6440621 lbl collections ltd C of N 21/10/2011 6440621 SPRING CAPITAL FINANCE LIMITED C of N 15/02/2012 6440621 p CC COLLECTIONS LIMITED (P) Effective 15/02/2012 6440621 p SPRING CAPITAL FINANCE LIMITED (P) Effective 21/10/2011 cc collections does not have a cca licence but spring capital do 0612348 is the number. my questions now are can cc collections buy debts without cca licence ? can they use spring capitals licence ? do they have the same rights and interest under the credit agreement and bil lof sale? no where does it state on the letter spring capital collections ? thanks

no where in the bill of sale or credit agreement does it say they can or cant ? anyone know

got that of insolvency news .com

Gareth Roberts and Paul Ellison of RSM Tenon were appointed administrators for the company. Paul W Ellison Gareth W Roberts RSM TENON READING Telephone: 01189 006 730

can lbl put two loan agreements in to one my partner had 1 loan then they advised her to get a top up loan to pay the installments ,this was done by text on her phone.( everything done on a mobile phone is still there even if deleted ) bet they dont know that . both agreements have different numbers one being 97...0 the other being 97...2 .now we have a letter form cc collections stating the first number and the amount outstanding.today they called still stating its logbook loans and that its being handed to repro department .

after seeing your letter from the new owners . i still want to know if they can take the car