Ah i see,i dont fall into any of those catergories

Silver fox what do you mean by falling into one of the vulnrebale groups?

Thanks for the advice,i think it was around September when i stopped paying,Mackenzie hall kept trying to get me to pay more and threatened court action so i stopped the direct debit,i suppose though 4 months is a long time not to pay,i just want to set something up but dont want people coming to my home!! Do you think if i keep emailing them it will stop them from coming around?

Hi everyone Been reading the forums for a while now and the advice is amazing,i have a problema and looking for some advice,i have a loan with Quick Quid originally for £600,i defaulted and the debt went up to nearly £900.After several emails back and forth trying to get to an arrangemant with them that i could afford to no avail and payments were on and off. Not heard anything now since before xmas but last week recieved a letter from Mackenzie Hall who had been dealing with the debt telling me they had assigned it to Motormile finance and all dealings now should be made with them,now i looked them up and OMG IM PETRIFIED!!! they say they can come round top your house knocking on doors etc at all hours and by the sounds of it they actually do this,i tried to contact them via their site to see if i can set something up but so far they havent answered,im dreading them turning up and scared stifft as there are other people in the house who will go ballistic if they did.Can anyone advise what i can do or if they hacve dealt with them please. Thankyou x