This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

thanks for that. never got into serious trouble - just the odd late payment heer and there but over the years it soon adds up !

sorry if this sounds daft...but can I send the DPA letter to my credit card company ?