not very long about 2 months maximum

i posted on hear earlier but seems to of been removed can anyone explain why?

today have had 2 calls and verbal disagreement with CRS. emails and call saying may take legal action when i say go ahead and send letter of confirmation i get told letters sent and they have not mentioned court or judge. well all i can say is there are some pretty big pigs flying about. i have now complained to FSA. OFT and FO who say they will be contacting them. i await there reply expecialy since CRS said to me they are not regulated by any of these in a recent phone call. They have a licence number that sugests differently.

thanks slick

thats exactly what i was saying earlier no letter in the post. and as for the payslip request what planet are they on. even if they were entitled do they think im giving them a payslip with confidential information on like bank account money goes in and company address dream on

have any other people had experiance with this company and what was there outcome. have they been operating long or this a new company to add to the list of DCA's DESPERATE CLOWNS ASSOSIATION

thanks for that 1 final question in regards to letters the person i spoke to said letters had been sent and he can prove because they track them i said he can say what he likes but i have not recieved. he said i need to take that up with royal mail. now as far as i am aware the only way a letter can be 100% tracked by anyone is by recorded delivery which requires a signiture or by tracking device that im not sure is legal. i know 100% no posted leters recieved but if went to court how do i prove this. do they have to prove i recieved or do i have to prove i have not ?

i acept the point on phone calls and 99% of the time exactly what i do. but what about my point on emails and if they put in writting and BIG IF do they have any right to ask for pay slips?

Got a telephone call from this company tonight from a Jonathan Scott. Told him did not want to entertain on phone or via email. was told had been contacted by letter and that email is a legitamate way of contact in eyes of law. i said i had no letter and he then proceeded to say dates that coinside with emails that have letter attachments. i told him he would get no more than a pound a month to which he replied that would be fine but only once in reciept of income expenditure and proof of earning in the form of a wage slip. oh and by the way when i said i did not want them calling again or i would report to regulators he said they were regulated by no one. so i asked are they DCA or not and the reply was yes. i would normaly ignore phone calls but he was quite intimidating towards my farther who is quit ill and answered call. my question are 1. are emails legitimate form of contact 2. how do i prove not recieving letters through post (my word against theres) 3. why do they need wage slip? income expenditure done for me by national debtline and been acepted in a court of law to amend my mortgage payments. 4. and are they regulated or not?

can someone give us some advice here as i will not ring them as i know by reading other threads on the site that you will only get some idiot on the end of the phone trying to bully you into things that are totaly illegal. but i also treat emails with the same level of contempt. am i right to do this or should i be acknoledging these emails?

Letter ive recieved tonight via email noticed in my spam folder. If this is official why not send by post and in my oppinion a bit Stupid to send by email because its just going to be deleated in spam folder. any opinions and sujestions would be welcome thanks 29th Dear Creditor: Lending Stream Our Reference: Client Reference: 344935 Balance: £764.00 Unique Payment Number: FINAL NOTICE You need to call us now on 01422 324525 You have failed to respond to our previous requestsfor payment. Our client has confirmed that unless payment of the balance in full is received within 14 days from the date of this letter further action will be taken against you. If you wish to avoid this course of action you must contact this office upon receipt of this letter on: 01422324525 Payment methods are located on thereverse of this letter. Or to pay online visit https://paymentsplace.com/crs1-LSS000006131 alternatively call our 24 hour payment line on 0844 559 0500 Yours sincerely, Bernard Lee Bernard Lee CRS Litigation Department Question where do i stand legaly as i am unsure. how do they know i am recieving these as i may of canged my email address and secondly how many people check their spam

Reference: Dear This e-mail gives you notice of potential action and an imminent pre litigation assessment, subject to our client agreement, legal action may be taken against you. Please call today on 01422315237. Bernard Lee Debt Review Department Office hours: Monday – Thursday 8.00am – 8.00pm, Friday 8.00am - 6.30pm, Saturday 9.30am - 12.30pm Tel: 01422315237 recieved Monday 01/10/12 by email. do i regard as a official letter of not as a email. i have not recieved anything in writting from this company could someone please advice thank you

Letter ive recieved tonight via email noticed in my spam folder. If this is official why not send by post and in my oppinion a bit Stupid to send by email because its just going to be deleated in spam folder. any opinions and sujestions would be welcome thanks 29th Dear Creditor: Lending Stream Our Reference: Client Reference: 344935 Balance: £764.00 Unique Payment Number: FINAL NOTICE You need to call us now on 01422 324525 You have failed to respond to our previous requestsfor payment. Our client has confirmed that unless payment of the balancein full is received within 14 days from the date of this letter further action will be taken againstyou. If you wish to avoid this course of action you must contact this officeupon receipt of this letter on: 01422324525 Payment methods are located on thereverse of this letter. Or to pay online visit https://paymentsplace.com/crs1-LSS000006131 alternatively call our 24 hour payment line on 0844 559 0500 Yours sincerely, Bernard Lee Bernard Lee CRS Litigation Department

Reference: Dear This e-mail gives you notice of potential action and an imminent pre litigation assessment, subject to our client agreement, legal action may be taken against you. Please call today on 01422315237. Bernard Lee Debt Review Department Office hours: Monday – Thursday 8.00am – 8.00pm, Friday 8.00am - 6.30pm, Saturday 9.30am - 12.30pm Tel: 01422315237 recieved today by email. do i regard as a official letter of not as a email. i have not recieved anything in writting from this company could someone please advice thank you

nothing was agreed in writting only by phone. is that bindable by law even if recorded?