had a car loan from santander,lost my job,got very depressed.santander went to court to get a charging order on my house for the car loan and now they have a warrant of executuion to send balliffs round to start taking things to sell to pay the debt off. surely the charging order is enough for them isnt it?? if they take goods to sell and then i sell my house and the charging order is paid then i will pay twice for the same loan??? any help or advice very welcome please!!