Try getting touch with Citizens advice...I think you will need to pay this back. write to the court offering them a certain amount each week, they may accept that...it would be better for you if it does not go to court as you will incur the court costs. I dont think they will buy the fact that you do not check your statements...at the end of the day you surley must have realised you had more money in your account than you thought...eitherways, you will have to pay it back. Better write to them and make sure you keep a copy of all correspondance for you own benfit..also send recorded delivery.

Hi all, I brough a lcd tv from comet 4 years ago, and took out the extended warranty. My screen has recently gone, the engineer came out to look at it and told me I needed a new one, as this one was faulty, which he would order then come back to replace, he said that this was always happening, and basically he and the other engineers were sick of it, before he attempted to fit it, he told me it was a reconditioned screen. He went away and reordered another one. In the meantime my husband contacted comet who told him that the engineer had lied, and in fact the screen was brand new he asked for this in writing as we didnt belive comet, but they did it and sent the letter. This week another engineer came to fit the "New" screen which was in a battered box, he got it out and said this is no good, its secondhand, which he wrote on our repair docket... .there were burn marks on the back of the screen, and the "white" labels inside were all brown...with AGE/SMOKE.. We are having a running battle with comet at the moment, they are basically saing their engineers are lying. Yesterday Comet called us and said they had located a "Part" but would need to take the appliance away and fix it in their workshop and leave us without a TV...obviously we refused this. This morning they called again and told us they would supply us with a "Loan" tv,( as a gesture of goodwill, and still needed to take our old tv away as it was a large job and needed to be fixed in their workshop...LOL... I am now wondering why they didnt do this in the first place....it is a 30min job for gods sake! In my opinion, they have loads of spare parts for this particular model, and are going to try and piece together a new TV with the old parts they have lying around, as the model we have they no longer sell online or in their store. I am so frustrated and am considering taking legal action against Comet. We have New for Old on the policy. .so should get a brand new screen! .. .so buyer beware... . is the insurance worth buying.. .I Think NOT... would I buy from Comet again.. .not a chance! I am off today to buy a new tv and take Comet to court. Outragous!