Hi I moved house back in 2010 but was unaware there was a final amount to pay? If there was I don't mind paying but want the default removed. Is this possible? I have held off phoning VM in the hope of someone pointing me in the right direction. Regards Steve

Sorry, yes I had an account years ago but dont ever remember owing them money! I would of paid if I did? Should I give them a ring and find out what it is for? Regards Steve

Thanks Scott, but I don't know what to do for the best. Should I phone VM and pay the amount and ask them to remove the default? If I do this does the 6 year time start again? I haven't had any letters concerning this debt so I didn't know it existed, I dont really want to wait for the default to 'drop' off my file. Can you please advise what I can or should do to get it removed? Regards Steve

Hi all, I am after some advice please. I have recently received my credit report from experian and there is a default from VM on there from 2010 which I know nothing about. The amount is only £114, which I don't mind paying if I do owe it, but I don't want a default on my account. I haven't been in contact with VM yet as I wanted some advise first as what approach I should take. Thanks in advance Steve