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shalford

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  1. reported my wallet lost with both cards and pin number in there aswell written down on paper for reminder hope it works
  2. thought of that one two lets makeamark i have just had a new card sent to me because my old one runs out at the end of the month the one thats on file the security code on the security strip on the back is different so if i ring the credit card company and tell them that i have lost the old card do you think that will work
  3. im not sure what youre saying dx100uk do you mean i think ive been [problem]med and or someone saw me entering my pin no ? can you pm me is that possable on here
  4. was going to do that afcwhen inconvient but if it saves me 750pounds
  5. tried that dx100uk they said they will try and retrieve the money once he takes it in the first place
  6. hello we hired a van back in october 2012 for 2 days left deposit by credit card and signed paperwork allowing the hire company to charge me 750 insurancs excess we had a little mishap with 3rd party vehicle no damage to the van not a mark but there was a scratch or mark on third party vehicles rear wheel arch received a call from the hire company 2 days ago nearly 6 months later to inform us they have received a claim against us for 30,000 pounds for injury to 3 people in the vehicle and it wasnt even our fault and the hire company want to charge me 750pound excess fee can they do this as this claim is clearly bogus fraudulant and i wont be getting my excess back can they use my credit card details which they have on file five and a half months later would appreciate help on this matter thanks kevin
  7. my sons friend still owns hes other family car which has the fully comprehensive cover on it he bought this car (my sons old vehicle) for hes girlfriend for school runs etc and was taking the car to a friend of hes to service it and new brakes and so he was driving the vehicle at the time of the accident sunday morning he gave the police his details at the scene of the accident who quieried it as my son came up on their system as the owner of the vehicle as the v5 has not even been posted yet and my son was the only person who was entitled to drive this vehicle this all happened at the weekend when he sold his car my sons friend explained about fully comp on hes other car and was given a producer i believe when he approached hes insurance company to let them know about the accident he was gutted to find out that he was not covered because of hes age as explained previously now hes being prosecuted for no valid insurance and hes insurance company said there not liable for any claims made by the other party involved in the accident back to my original thread above 6 weeks later out of the blue my sons ex insurance company are on the phone telling us my son is now in involved since hes insurance company was currently still insuring the vehicle at the time of the accident it seems easier to claim from my son i guess i really dont know does this help to clarify the situation regards kev
  8. thank you all for your input although still stressed out with all this yes my son has a note with signatures from both my son and hes friend for friday 2nd december 2011 confirming sale of his car and posted his v5 document on tuesday 6th december trouble is my sons friend when i contacted yesterday still has not received the v5 document confirming him as the new owner from dvla so i will have to now ring dvla to see what the problem is, im fearing the worst here that maybe its lost in the post and laying around somewhere at dvla which is making me feel very angry now i will see what there saying when i contact them today now the bloke from my sons ex insurance who spoke to my son the other day informing him of the above, we explained the fact that my son sold the vehicle 2 days before this accident, and that did not make any differance as far as his office is concerned they are saying that my son still had insurance running on it at the time of the accident and the car was still in hes name it makes no differance that we had proof otherwise and then became a heated exchange between my self and the insurance bloke especialy when they said they will seek any loses they incur from my son my sons friend said that the other driver was speeding on a motorbike while he was pulling out from a side road and they collided and so we dont know what the outcome of cost and whos to blame etc my sons friend says to me he has fully comprehensive insurance on hes family car in hes name and he thought that he was covered on hes insurance document as its worded allowed to drive other vehicles but hes insurance company says he has to be 25 or over so hes not covered why dont they make that clear where it says hes allowed to drive other vehicles and then bury the age restrictions in small print in a thick booklet its a big con
  9. my son sold his car to a friend 2 days later his friend had an accident with another vehicle now the complicated bit my son did not cancel his insurance till 3 days after his friend had this accident which is when he was buying another vehicle and wanted to swap his insurance straight over so that he would not lose his ncd that he had earned so far for the current year (4 months remaining) but the quote he received was too high so cancelled and went elseware now 6 weeks later my son receives a call from his ex insurance firm who he cancelled with and was told that his friend was not covered with his own insurance company at the time of the accident and since my son still had the car in his name and the insurance my son had still running on the vehicle at the time that he was responsible as well as the new driver owner and my sons ex insurance company had a legal responsibility to pay out claim made by the other vehicle involved in the accident and that they will seek all monies paid out to settle this claim from both my son and the new owner driver at the time what can we do we did not know this otherwise my son would have cancelled his insurance at the time of selling his car. these bloody insurance laws we just cant keep up with them they seem to make there own laws up as they go along now my son who is always legal on the road is now in trouble through something we did not understand at the time as far as we were to understand that when you sell your car thats the end of your responsibility for that vehicle any advice would be appreciated i would like to add that the police are pressing charges to my sons friend in connection with the accident no insurance etc and as yet we dont know who is at fault with the accident my sons friend or the other vehicle driver my son has no assets no work and has no money no savings and hes a student the car was in his name although i his father paid for the car and for insurance as he cant get insurance without it being in his name i also pay for the upkeep of the vehicle tax etc as my son drives me around as well as his own use it keeps me mobile as i am disabled (emphysemia) any questions to clarify the above welcome as well as seeking help on this forum let this be a warning to anybody else falling in this same trap thanks kevin
  10. ok thanks for your replys guys you never know if you dont ask kev
  11. hi was issued a ticket from brent council for parking on resident parking permit bay on a sunday 4th december on which my car broke down although they got my details on pcn correct there contravention photos are showing really blurred images vrm tax disc and parking restriction road plate indicating times etc unable to see any details or information at all could i appeal on the grounds of these photos not showing any info thanks kev
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