Hello everyone, I need help regarding a mis-sold a policy by a broker(best advice acting on behalf of bright grey) who is bust, 4 years ego I was offered a mortgage (woolwich) and insurance: cover for sickness, payment cover for sicknes, life or critical illness cover. now I am in need of help and was assured that i have cover so it will be ok, but not apparently my cover uses working tasks definition which really means you have to be hit by a bus to get cover. that time when i was taking out that cover i have explaint to my adviser about my work etc. and they said this is best cover for me. now i cannot get enything from my insurance. I have been off sick for last 4 months cannot work cannot pay my bills please help if you can