I have just noted that it doesn't say the credit limit anywhere on the document. It says "We will decide your credit limit and tell you what it is, We may change it at any time and let you know about any change" It is signed by me in August 2008, but there is no signature on behalf of the Bank of Scotland.....

Sorry I don't know why my pdf won't upload, I've been sat here half an hour watching the little wheel go round. Would anyone be willing for me to email it to them please?

I am due in court a week on Thursday for an old credit card debt which was sold to Lowell in June 2013. I received the claim form from Bryan Carter back in September and asked them for a copy of the credit agreement upon which they are relying prior to entering my plea. They refused to do this and I filed a defence on the basis that they could supply no proof of this debt. They then sent me a Tomlin order to sign to avoid court I again asked for a copy of the credit agreement which they again refused. Today, they have filed their witness statement and enclosed the following document which does have my signature on it, however this is all they have supplied together with a bunch of statements and the assignment letter. Please can anyone tell me if this enforceable? I would like to be prepared before I attend court, if I don't have a leg to stand on then could I try the Tomlin order route? Typical that the default is 6 years old in September

Brief Summary of so far:- Cabot made claim on 16 March 2011 (no evidence to support the claim provided whatsoever) order made on 19 May for one month stay Cabot requested further extensiion of stay period to find documents - they said the would disclose documents by 17 Oct 2011 Hearing on 19th September - still no documents disclosed Court ordered that Cabot disclose documents by 21 Nov - still no documents disclosed. Next hearing 16 December The question is, what do I need to do - I started filling in a 244 - Application for a striking out order, but I believe this will cost me £80 - or do I just wait till 16 Dec and hope that jodge strikes it out ? Any help gratefully received Many thanks