Hi what can i do if all 3 credit agencies; checkmyfile.com experien equifax are not displaying the same information, equifax has a default on my account for communications supplier for £171 that i do not remember, they have no record of my payment history on my credit file, so this does not show a true representation of my payment pattern. what can i do? check my credit has written: This account and its history does not appear to have been reported to Callcredit. It is possible that due to wide variance in the information held at Callcredit for this account that it will appear separately in your report. what does this mean? Can i get this debt removed? can i ask for my credit agreement? if they dont have it what can i do? the account was supposedly opened in 2003, defaulted in 2007 due to be removed 2013 sept. how can i get it removed? any direct links to template letters your help is appreciated, Thank you