The same thing has happened to me! But they have registered 2 defaults although i only had 1 loan and had paid back the majority on the whooping £429 interest they added on to my £300 loan. Thieves!!!

Hello, i'm wondering if you can help. At the start of the year i took out a paypday loan with Express Payday. Orignial Loan - £300 Amount owed inc interest - £400 Deferred several times without notice which resulted in £100 x3 months. By August £729.99 was owed. This is £429.99 in interest. On 23rd August £243.33 was paid. On 23rd September £120.00 was paid. This is a total of £360.33 paid in total. I have never had any correspondence from them just hassling phone calls at work at which i decided to set up a payment plan. I never received a default notice from them and today i check my credit report and on the 25/09/2011 they have set x2 defaults for the account. I can't understand this as i only had 1 loan with them and i agreed to pay it and the extreme interest. EXPRESS FINANCE LT... Pay Day Loans Default £332 25/09/2011 EXPRESS FINANCE LT... Pay Day Loans Default £155 25/09/2011 Any advise would be great. Thanks.