Hi there,
Quick question. I have a couple of defaults on my credit file with equifax and they are showing up with default dates april 2007 and May 2007. Am I right in thinking that these should be removed from my file in say june 2013 after 6 years has passed? I have several others on my account which are now settled as I have made real efforts to clean up my debts afer being foolish and living beyond my means.
I don't recall making any payments on these two debts for years, they are only for small amounts and I refuse to pay them because the debt is mainly unfair charges they levied on me rather than actual balance owed. I think one of them is showing a ccj.
Any advice would be graetly welcomed, thanks guys.