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  1. No ida i have not been in touch with anyone regarding any offer for payment. Went to my local advice shop and they suggested if things were getting too much that bankruptcy would be an option for me.
  2. Update got another letter from A M A Despite repeated requests for settlement ( i have only had 1 letter in my name at my new address) the above balance of arrears of council tax remains outstanding' In the absence of any proposals to settle the balance being made no later than 5 days from the date of issue of this demand we will recommend to our clients that they instruct enforcement to proceed in terms of the authority provided by the summary warrant granted against you including Arrestment of funds Arrestment of funds due to you by another party Earnings Arrestment Attachment and Auction of non essential assets (including those within your dwelling house) Then it goes on to give added monies will be added for third party arrestment and for attachment and auction. So 2 letters in basically 2 weeks so looks like they will try and pursue this all the way or so the letter states so don't know if i should just let them do there worst as i cannot be doing with any of this to be honest.
  3. Thx for the answer Ida if this went to court what chances would i have if i said this debt is being paid by my ex wife albeit thru the bankruptcy route,worse case scenario is i could go bankrupt as well i spose but i really do not want to go down that route if at all possible.
  4. Yeah m8 the council not having outstanding debts in my name is a strange one but do the council relinquish those debts when they pass the debts on to Alex m Adamson ?
  5. Appreciate the prompt reply maroon what sticks in my craw is that this debt is being dealt with through this bankruptcy or so i have been told, also i don't really want to get in touch with them as i reckon they will just hassle me and with my health issues and mental state nowadays this will just make me worse. Already on all sorts of medications due to ill health and depression this will just make me worse. Regarding the bank arrestment what are the chances of them getting the account details and will they freeze everything and if they do what happens to the stuff that needs paying which i do online all the time. As i said they might have got my details through a bedroom tax refund and the council will see what bank the cheque was presented to ? also i take it the council would pass this onto A M A. Also as i said the council had said if any debts were outstanding in my name they would with hold any monies due too them why did they not take the refund from the bedroom tax i was due back ? thx again for the replies.
  6. The letter says WEST LOTHIAN COUNCIL -Arrears of council tax Debt Advice and Guidance Balance £xxxx.xxx We note the that the above debt remains outstanding. In view of this level of outstanding debt we would recommend that in order to avoid further action you consider taking advantage of the information and guidance available on the following sites. Money Advice Scotland WEST LOTHIAN SCOTLAND In the meantime we would strongly recommend that you contact ourselves to discuss your circumstances and set up a regular payment arrangement .We have listed the various payment options we provide on the reverse of this letter and they include a secure online facility at or via Post Office/Paypoint outlets and at any of the offices listed. Payment can also be made directly to a dedicated account using the following details and with your reference number ---------(----/-) Then there is an account number and sort code for Alex M Adamson then it says Please note that failure to provide the correct reference number may result in a delay in allocation or non-allocation of funds to your account and that this may result in further action being taken. Please Note :- Do not send CASH by post Yours faithfully Alex M Adamson LLP Then on the reverse of letter there are options to set up payments via sort codes and account numbers and various other stuff about payment by cheque or postal order and Alex M Adamson call centre hours times.
  7. If that means was i living there in 2000/1 then yes i think i was but as i say i was unaware of this council tax not being paid
  8. Unfortunately i am not divorced as of yet but we have been separated more than 5 years
  9. Hi i received a letter from Alex M Adamson (A M A) about council tax arrears from 2000/1. Now this has to do with x wife who at that time turns out she had not been paying the council tax which i did not know about. I phoned her and asked her about this letter and she told me that this was correct and she had been dealing with it but she now is been made bankrupt and according to her this council tax is being paid for due to this bankruptcy. We had split up over money issues and basically debts but i gave her the house because i would not make the kids homeless but the understanding was all the debts were being paid off and they were or so i thought, i had to go and sign documents etc etc etc giving her the house and the debts being paid off when she remortgaged the house which was fine but now it turns out she had not told me about this council tax debt not being paid. So now A M A has for some reason now got me as in debt with this council tax from 2000/1 even tho the x wife assures me this is being paid under this bankruptcy thing she had done. So just wanting any info anyone can give me on what are my options and will i be liable for this even tho it's meant to be getting paid now i am being told in this letter that they will end up freezing my bank account, wages arrestment sheriff oficers etc etc etc if i do not pay this. Now i am on DLA and ESA and i cannot work now due to health reasons so they cannot do a wages arrestment since i do not work but they probably can do the freezing my bank account and take my benefits money ? The thing that is strange to me before i received this letter (which i think is down to what i am going to say here or something to do with this bankruptcy) i had been paying this bedroom tax and i was told i could get a discretionary housing payment so i applied and indeed i got one and the council told me i would get a refund of what i had paid but if there was any outstanding debt owed to the council in my name they would take whatever from the money due. I thought well i have been in a council house 6 years and have never missed any payments regarding the council so i waited for the money to be refunded and it duly was refunded so that was the last of it or so i thought. But now i am wondering why did the council not take the money i was due from them and put it towards this so called council debt ? i can only think this is because this had been passed on to A M A in 2000/1 or whenever. So if anyone can give me any advice on this matter it would be greatly appreciated thx in advance PS I live in Scotland
  10. Hi a wee bit advice needed if anyone can help my ex wife phoned me today to see if i had any details regarding banks,credit cards ie accounts and stuff as she was told she could claim back charges and PPI i am not that clued up on this matter and i was wondering what the best approach for this would be.Also is there a time limit in Scotland for such action as this would relate to stuff back in 2000/2001 or 2. Any info would be appreciated thx
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